Homebuyers in Shelby County County who chose Minster Bank paid $2,827 less in closing costs than the county median.
County Median Costs
$4,733
−9.7% vs Ohio ($5,240)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,614
Purchase Originations
292
Denial Rate
10.7%
vs Ohio avg (6.9%)
vs Ohio Median
9.7% below
$-507
vs National Median
29.1% below
$-1,947
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,906 | 6.375% | $607 | 31 | −$2,065 | |
| 2 | $3,082 | 6.125% | $810 | 11 | −$889 | |
| 3 | $4,107 | 6.500% | $1,333 | 21 | +$136 | |
| 4 | $4,573 | 6.750% | $1,885 | 16 | +$602 |
Includes lenders with 10+ purchase originations in Shelby County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Ohio → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.