Lowest closing cost mortgage lenders in Butler County County, Ohio
In Butler County, Ohio, homebuyers paid a median of $5,267 in closing costs in 2024 — above the Ohio median of $5,161. The county saw 3,713 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, Union Savings Bank offered the lowest median costs at $1,488, which is $2,986 less than the county median.
Homebuyers in Butler County County who chose Union Savings Bank paid $3,779 less in closing costs than the county median.
County Median Costs
$5,267
+2.0% vs Ohio ($5,161)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,915
Purchase Originations
3,713
vs Ohio Median
2.0% above
$106
vs National Median
21.9% below
$-1,474
Lender rankings in Butler County County
56 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,488 | 6.875% | $500 | 176 | −$2,986 | |
| 2 | $1,492 | 7.000% | $250 | 32 | −$2,982 | |
| 3 | $1,521 | 6.890% | $422 | 28 | −$2,953 | |
| 4 | $3,075 | 6.375% | $975 | 37 | −$1,399 | |
| 5 | $3,136 | 6.625% | $1,125 | 16 | −$1,338 | |
| 6 | $3,200 | 6.500% | $950 | 27 | −$1,274 | |
| 7 | $3,234 | 6.125% | $660 | 37 | −$1,240 | |
| 8 | $3,309 | 6.625% | $1,045 | 51 | −$1,165 | |
| 9 | $3,552 | 6.750% | $1,089 | 19 | −$922 | |
| 10 | $3,616 | 6.500% | $1,295 | 99 | −$858 | |
| 11 | $3,632 | 6.625% | $1,108 | 10 | −$842 | |
| 12 | $3,636 | 6.933% | $1,240 | 14 | −$838 | |
| 13 | $3,639 | 7.000% | $1,435 | 40 | −$835 | |
| 14 | $3,662 | 6.750% | $1,078 | 66 | −$812 | |
| 15 | $3,681 | 6.500% | $1,113 | 72 | −$793 | |
| 16 | $3,718 | 6.750% | $1,369 | 113 | −$756 | |
| 17 | $3,804 | 6.062% | $49 | 48 | −$670 | |
| 18 | $3,859 | 6.688% | $1,545 | 22 | −$615 | |
| 19 | $3,934 | 6.375% | $1,225 | 23 | −$540 | |
| 20 | $3,941 | 6.875% | $1,515 | 67 | −$533 | |
| 21 | $3,956 | 6.500% | $1,152 | 24 | −$518 | |
| 22 | $4,048 | 6.875% | $1,695 | 13 | −$426 | |
| 23 | $4,121 | 6.625% | $1,095 | 40 | −$353 | |
| 24 | $4,140 | 7.062% | $1,425 | 12 | −$334 | |
| 25 | $4,363 | 6.875% | $1,833 | 15 | −$111 | |
| 26 | $4,630 | 6.875% | $2,072 | 25 | +$156 | |
| 27 | $4,661 | 6.875% | $2,208 | 32 | +$187 | |
| 28 | $4,682 | 7.125% | $1,575 | 15 | +$208 | |
| 29 | $4,735 | 6.625% | $2,815 | 47 | +$261 | |
| 30 | $4,744 | 6.625% | $1,713 | 17 | +$270 | |
| 31 | $4,753 | 6.875% | $1,874 | 10 | +$279 | |
| 32 | $4,817 | 6.933% | $2,235 | 22 | +$343 | |
| 33 | $4,915 | 6.800% | $2,191 | 33 | +$441 | |
| 34 | $5,052 | 6.990% | $2,674 | 33 | +$578 | |
| 35 | $5,167 | 6.625% | $3,461 | 130 | +$693 | |
| 36 | $5,208 | 6.875% | $2,621 | 129 | +$734 | |
| 37 | $5,208 | 6.990% | $2,753 | 76 | +$734 | |
| 38 | $5,214 | 6.875% | $2,601 | 11 | +$740 | |
| 39 | $5,295 | 6.375% | $1,095 | 31 | +$821 | |
| 40 | $5,343 | 6.990% | $2,856 | 102 | +$869 | |
| 41 | $5,361 | 6.990% | $2,683 | 56 | +$887 | |
| 42 | $5,732 | 6.933% | $3,242 | 24 | +$1,258 | |
| 43 | $5,954 | 7.000% | $3,799 | 13 | +$1,480 | |
| 44 | $5,992 | 6.990% | $3,604 | 47 | +$1,518 | |
| 45 | $6,288 | 6.625% | $3,669 | 41 | +$1,814 | |
| 46 | $6,425 | 6.950% | $3,784 | 55 | +$1,951 | |
| 47 | $6,468 | 7.062% | $3,453 | 10 | +$1,994 | |
| 48 | $6,521 | 6.500% | $3,719 | 75 | +$2,047 | |
| 49 | $7,058 | 6.250% | $4,547 | 18 | +$2,584 | |
| 50 | $7,274 | 6.625% | $4,459 | 30 | +$2,800 | |
| 51 | $7,396 | 6.312% | $3,909 | 10 | +$2,922 | |
| 52 | $7,468 | 6.998% | $4,673 | 168 | +$2,994 | |
| 53 | $7,849 | 6.990% | $5,226 | 19 | +$3,375 |
Includes lenders with 10+ purchase originations in Butler County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Ohio → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.