3RD STREET FINANCIAL CORP. closing costs and rates (2024)
In 2024, 3RD STREET FINANCIAL CORP. originated 168 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $7,074. That is $333 above the national median of $6,741. 3RD STREET FINANCIAL CORP. is most active in Ohio with 124 originations there.
Purchase Originations
168
Median Total Costs
$7,074
+4.9% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,095
Median Lender Credits
$2,591
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 103 | 6.625% | $5,298 | $1,095 |
| fha | 50 | 6.500% | $9,217 | $1,085 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,085 | 6.812% | — | 2 | −$3,989 | |
| 2 | $4,722 | 6.625% | — | 15 | −$2,352 | |
| 3 | $5,177 | 6.062% | — | 2 | −$1,897 | |
| 4 | $6,154 | 6.562% | — | 66 | −$920 | |
| 5 | $6,194 | 6.938% | — | 2 | −$880 | |
| 6 | $6,434 | 6.875% | — | 17 | −$640 | |
| 7 | $7,029 | 6.562% | — | 10 | −$45 | |
| 8 | $7,183 | 6.749% | — | 2 | +$109 | |
| 9 | $7,184 | 7.620% | — | 2 | +$110 | |
| 10 | $8,030 | 6.875% | — | 2 | +$956 | |
| 11 | $8,981 | 6.625% | — | 3 | +$1,907 | |
| 12 | $9,068 | 6.812% | — | 2 | +$1,994 | |
| 13 | $9,075 | 7.625% | — | 2 | +$2,001 | |
| 14 | $9,483 | 6.875% | — | 4 | +$2,409 | |
| 15 | $9,695 | 6.250% | — | 6 | +$2,621 | |
| 16 | $10,859 | 6.558% | — | 2 | +$3,785 | |
| 17 | $11,463 | 6.013% | — | 4 | +$4,389 | |
| 18 | $12,155 | 7.125% | — | 2 | +$5,081 | |
| 19 | $14,440 | 6.500% | — | 3 | +$7,366 | |
| 20 | $18,555 | 5.949% | — | 2 | +$11,481 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.