TELHIO closing costs and rates (2024)
In 2024, TELHIO originated 184 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $4,090. That is $2,651 below the national median of $6,741. TELHIO is most active in Ohio with 181 originations there.
Purchase Originations
184
Median Total Costs
$4,090
−39.3% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$1,225
Median Lender Credits
$65
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 184 | 6.375% | $4,090 | $1,225 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,332 | 5.558% | — | 2 | −$758 | |
| 2 | $3,373 | 6.250% | — | 2 | −$717 | |
| 3 | $3,455 | 6.490% | — | 1 | −$635 | |
| 4 | $3,538 | 6.250% | — | 5 | −$552 | |
| 5 | $3,653 | 5.875% | — | 3 | −$437 | |
| 6 | $3,934 | 6.375% | — | 23 | −$156 | |
| 7 | $3,941 | 6.375% | — | 1 | −$149 | |
| 8 | $3,976 | 5.500% | — | 2 | −$114 | |
| 9 | $4,015 | 6.308% | — | 2 | −$75 | |
| 10 | $4,036 | 6.375% | — | 86 | −$54 | |
| 11 | $4,087 | 6.375% | — | 3 | −$3 | |
| 12 | $4,217 | 6.490% | — | 1 | +$127 | |
| 13 | $4,304 | 6.562% | — | 10 | +$214 | |
| 14 | $4,467 | 5.875% | — | 2 | +$377 | |
| 15 | $4,555 | 6.308% | — | 12 | +$465 | |
| 16 | $4,628 | 6.375% | — | 9 | +$538 | |
| 17 | $4,966 | 6.500% | — | 5 | +$876 | |
| 18 | $5,050 | 6.125% | — | 1 | +$960 | |
| 19 | $5,310 | 6.682% | — | 6 | +$1,220 | |
| 20 | $6,323 | 6.500% | — | 1 | +$2,233 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.