Purchase Originations
124
Median Total Costs
$4,192
−37.3% vs national ($6,680)
↑ $102 vs prior year
Median Rate
6.375%
−1.8% vs national (6.490%)
↑ 0.000% vs prior year
Median Origination
$1,225
Median Lender Credits
$78
Denial Rate
1.7%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 124 | 6.375% | $4,192 | $1,225 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Ohio | 124 | 6.375% | $4,192 | #117 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,617 | 5.750% | — | 1 | −$1,575 | |
| 2 | $3,152 | 4.500% | — | 1 | −$1,040 | |
| 3 | $3,862 | 6.625% | — | 2 | −$330 | |
| 4 | $4,004 | 6.125% | — | 1 | −$188 | |
| 5 | $4,059 | 6.490% | — | 15 | −$133 | |
| 6 | $4,065 | 6.500% | — | 2 | −$127 | |
| 7 | $4,155 | 6.250% | — | 66 | −$37 | |
| 8 | $4,175 | 6.125% | — | 7 | −$17 | |
| 9 | $4,180 | 6.375% | — | 3 | −$12 | |
| 10 | $4,424 | 6.500% | — | 1 | +$232 | |
| 11 | $4,755 | 6.000% | — | 1 | +$563 | |
| 12 | $4,803 | 6.490% | — | 1 | +$611 | |
| 13 | $5,050 | 6.375% | — | 7 | +$858 | |
| 14 | $5,257 | 6.375% | — | 7 | +$1,065 | |
| 15 | $5,425 | 6.250% | — | 5 | +$1,233 | |
| 16 | $5,509 | 6.125% | — | 1 | +$1,317 | |
| 17 | $5,800 | 6.625% | — | 1 | +$1,608 | |
| 18 | $6,022 | 6.240% | — | 1 | +$1,830 | |
| 19 | $8,117 | 6.375% | — | 1 | +$3,925 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Telhio | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $270,000 | $335,000 | −$65,000 (−19.4%) |
| Median total closing costs | $4,192 | $7,127 | −$2,935 (−41.2%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.