Lowest closing cost mortgage lenders in Franklin County County, Ohio
In Franklin County, Ohio, homebuyers paid a median of $5,479 in closing costs in 2024 — above the Ohio median of $5,161. The county saw 11,904 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, PULTE MORTGAGE LLC offered the lowest median costs at $1,615, which is $3,272 less than the county median.
Homebuyers in Franklin County County who chose PULTE MORTGAGE LLC paid $3,864 less in closing costs than the county median.
County Median Costs
$5,479
+6.2% vs Ohio ($5,161)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,040
Purchase Originations
11,904
vs Ohio Median
6.2% above
$318
vs National Median
18.7% below
$-1,262
Lender rankings in Franklin County County
99 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,615 | 5.875% | $0 | 155 | −$3,272 | |
| 2 | $2,038 | 5.750% | $660 | 72 | −$2,849 | |
| 3 | $2,745 | 6.690% | $1,210 | 98 | −$2,142 | |
| 4 | $2,892 | 6.750% | $587 | 19 | −$1,996 | |
| 5 | $2,892 | 5.500% | $0 | 43 | −$1,994 | |
| 6 | $2,949 | 7.625% | $248 | 11 | −$1,938 | |
| 7 | $3,025 | 6.625% | $1,270 | 55 | −$1,862 | |
| 8 | $3,066 | 5.500% | $850 | 16 | −$1,821 | |
| 9 | $3,194 | 6.750% | $0 | 34 | −$1,693 | |
| 10 | $3,259 | 6.750% | $595 | 20 | −$1,628 | |
| 11 | $3,266 | 6.125% | $930 | 41 | −$1,621 | |
| 12 | $3,408 | 6.500% | $1,389 | 129 | −$1,479 | |
| 13 | $3,467 | 6.625% | $254 | 14 | −$1,420 | |
| 14 | $3,493 | 6.875% | $500 | 276 | −$1,394 | |
| 15 | $3,548 | 6.625% | $995 | 18 | −$1,339 | |
| 16 | $3,622 | 6.500% | $950 | 49 | −$1,265 | |
| 17 | $3,680 | 6.375% | $1,395 | 34 | −$1,207 | |
| 18 | $3,681 | 6.500% | $557 | 16 | −$1,206 | |
| 19 | $3,728 | 6.933% | $895 | 10 | −$1,159 | |
| 20 | $3,738 | 6.625% | $998 | 13 | −$1,149 | |
| 21 | $3,799 | 6.400% | $195 | 15 | −$1,088 | |
| 22 | $3,902 | 6.875% | $998 | 29 | −$985 | |
| 23 | $3,937 | 6.625% | $950 | 81 | −$950 | |
| 24 | $3,940 | 5.875% | $193 | 135 | −$947 | |
| 25 | $3,949 | 6.500% | $1,621 | 470 | −$938 | |
| 26 | $3,987 | 6.625% | $1,068 | 105 | −$900 | |
| 27 | $4,036 | 6.375% | $1,369 | 86 | −$851 | |
| 28 | $4,058 | 6.375% | $1,125 | 29 | −$830 | |
| 29 | $4,068 | 6.750% | $1,495 | 12 | −$819 | |
| 30 | $4,115 | 6.625% | $1,585 | 179 | −$772 | |
| 31 | $4,124 | 6.625% | $1,480 | 79 | −$764 | |
| 32 | $4,181 | 6.990% | $1,295 | 10 | −$706 | |
| 33 | $4,181 | 6.500% | $1,604 | 39 | −$706 | |
| 34 | $4,199 | 6.500% | $1,295 | 263 | −$688 | |
| 35 | $4,223 | 6.990% | $1,949 | 11 | −$664 | |
| 36 | $4,254 | 6.625% | $875 | 151 | −$632 | |
| 37 | $4,258 | 6.625% | $1,395 | 188 | −$628 | |
| 38 | $4,289 | 6.688% | $1,639 | 50 | −$598 | |
| 39 | $4,316 | 6.375% | $1,749 | 17 | −$571 | |
| 40 | $4,330 | 6.625% | $1,428 | 10 | −$557 | |
| 41 | $4,381 | 6.625% | $1,200 | 47 | −$506 | |
| 42 | $4,461 | 6.500% | $1,152 | 569 | −$426 | |
| 43 | $4,499 | 6.875% | $1,640 | 86 | −$388 | |
| 44 | $4,539 | 6.625% | $2,122 | 24 | −$348 | |
| 45 | $4,556 | 6.875% | $1,435 | 289 | −$331 | |
| 46 | $4,707 | 6.990% | $2,389 | 13 | −$180 | |
| 47 | $4,716 | 6.188% | $1,495 | 50 | −$171 | |
| 48 | $4,717 | 6.625% | $1,060 | 28 | −$170 | |
| 49 | $4,722 | 6.750% | $2,080 | 55 | −$165 | |
| 50 | $4,723 | 6.990% | $1,694 | 15 | −$164 | |
| 51 | $4,729 | 6.875% | $1,695 | 46 | −$158 | |
| 52 | $4,752 | 7.125% | $2,144 | 26 | −$135 | |
| 53 | $4,862 | 6.750% | $1,950 | 198 | −$25 | |
| 54 | $4,868 | 6.750% | $1,150 | 10 | −$18 | |
| 55 | $4,872 | 6.875% | $1,595 | 137 | −$14 | |
| 56 | $5,039 | 6.960% | $2,125 | 74 | +$152 | |
| 57 | $5,197 | 6.875% | $2,635 | 11 | +$310 | |
| 58 | $5,357 | 6.875% | $2,780 | 10 | +$470 | |
| 59 | $5,363 | 7.000% | $2,945 | 41 | +$476 | |
| 60 | $5,401 | 7.125% | $2,546 | 381 | +$514 | |
| 61 | $5,450 | 6.625% | $2,846 | 12 | +$563 | |
| 62 | $5,481 | 6.375% | $2,473 | 28 | +$594 | |
| 63 | $5,530 | 7.062% | $2,849 | 100 | +$643 | |
| 64 | $5,552 | 6.933% | $2,390 | 52 | +$665 | |
| 65 | $5,561 | 6.625% | $1,473 | 11 | +$674 | |
| 66 | $5,680 | 6.750% | $3,427 | 18 | +$793 | |
| 67 | $5,700 | 6.625% | $2,665 | 27 | +$813 | |
| 68 | $5,704 | 6.990% | $3,478 | 14 | +$817 | |
| 69 | $5,730 | 6.875% | $2,840 | 129 | +$843 | |
| 70 | $5,977 | 6.500% | $3,669 | 296 | +$1,090 | |
| 71 | $5,977 | 6.875% | $3,562 | 488 | +$1,090 | |
| 72 | $6,058 | 6.750% | $3,375 | 12 | +$1,171 | |
| 73 | $6,324 | 6.990% | $3,334 | 13 | +$1,437 | |
| 74 | $6,333 | 6.990% | $3,348 | 271 | +$1,446 | |
| 75 | $6,407 | 6.600% | $3,248 | 316 | +$1,520 | |
| 76 | $6,567 | 6.990% | $3,759 | 15 | +$1,680 | |
| 77 | $6,598 | 6.990% | $3,676 | 39 | +$1,711 | |
| 78 | $6,600 | 6.625% | $3,377 | 63 | +$1,713 | |
| 79 | $6,625 | 6.875% | $3,815 | 11 | +$1,738 | |
| 80 | $6,688 | 6.990% | $3,860 | 463 | +$1,802 | |
| 81 | $6,691 | 6.250% | $4,012 | 12 | +$1,804 | |
| 82 | $6,763 | 6.625% | $4,064 | 68 | +$1,876 | |
| 83 | $6,785 | 6.875% | $3,994 | 727 | +$1,898 | |
| 84 | $6,840 | 6.625% | $3,819 | 16 | +$1,953 | |
| 85 | $6,856 | 7.125% | $4,245 | 28 | +$1,969 | |
| 86 | $6,938 | 6.990% | $4,162 | 79 | +$2,051 | |
| 87 | $6,953 | 7.125% | $4,543 | 14 | +$2,066 | |
| 88 | $7,460 | 6.625% | $4,363 | 43 | +$2,573 | |
| 89 | $7,514 | 7.000% | $4,466 | 15 | +$2,627 | |
| 90 | $7,536 | 6.875% | $1,708 | 12 | +$2,649 | |
| 91 | $7,659 | 10.125% | $6,014 | 13 | +$2,772 | |
| 92 | $7,697 | 6.875% | $4,621 | 40 | +$2,810 | |
| 93 | $9,212 | 7.490% | $6,420 | 15 | +$4,325 | |
| 94 | $9,928 | 6.625% | $7,958 | 282 | +$5,040 | |
| 95 | $10,226 | 9.125% | $7,406 | 15 | +$5,339 | |
| 96 | $11,113 | 6.125% | $7,919 | 34 | +$6,226 | |
| 97 | $11,166 | 6.875% | $7,995 | 13 | +$6,278 |
Includes lenders with 10+ purchase originations in Franklin County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Ohio → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.