Lowest closing cost mortgage lenders in Ashtabula County County, Ohio
In Ashtabula County, Ohio, homebuyers paid a median of $5,555 in closing costs in 2024 — above the Ohio median of $5,161. The county saw 675 purchase mortgages at a median rate of 6.88%. Among lenders with 10+ originations, First National Bank of Pennsylvania offered the lowest median costs at $3,569, which is $1,326 less than the county median.
Homebuyers in Ashtabula County County who chose First National Bank of Pennsylvania paid $1,986 less in closing costs than the county median.
County Median Costs
$5,555
+7.6% vs Ohio ($5,161)
Median Rate
6.880%
+3.9% vs national (6.620%)
Median Origination
$2,041
Purchase Originations
675
vs Ohio Median
7.6% above
$394
vs National Median
17.6% below
$-1,186
Lender rankings in Ashtabula County County
12 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,569 | 7.000% | $1,060 | 11 | −$1,326 | |
| 2 | $3,841 | 6.750% | $1,207 | 12 | −$1,054 | |
| 3 | $4,038 | 7.250% | $1,273 | 10 | −$857 | |
| 4 | $4,227 | 6.750% | $1,426 | 11 | −$668 | |
| 5 | $4,514 | 6.750% | $1,623 | 52 | −$381 | |
| 6 | $4,578 | 6.999% | $1,741 | 26 | −$317 | |
| 7 | $5,407 | 6.750% | $2,899 | 30 | +$512 | |
| 8 | $5,596 | 6.990% | $2,499 | 54 | +$701 | |
| 9 | $6,400 | 7.125% | $3,780 | 20 | +$1,505 | |
| 10 | $6,632 | 7.058% | $3,664 | 16 | +$1,737 | |
| 11 | $6,778 | 7.000% | $4,777 | 15 | +$1,882 |
Includes lenders with 10+ purchase originations in Ashtabula County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Ohio → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.