Homebuyers in Miami County County who chose Union Savings Bank paid $3,389 less in closing costs than the county median.
County Median Costs
$4,965
−5.3% vs Ohio ($5,240)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,595
Purchase Originations
1,232
Denial Rate
5.9%
vs Ohio avg (6.9%)
vs Ohio Median
5.3% below
$-275
vs National Median
25.7% below
$-1,715
22 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,576 | 6.750% | $500 | 96 | −$2,608 | |
| 2 | $2,842 | 6.990% | $391 | 11 | −$1,342 | |
| 3 | $3,203 | 6.490% | $1,027 | 19 | −$981 | |
| 4 | $3,480 | 6.625% | $1,295 | 29 | −$704 | |
| 5 | $3,560 | 6.250% | $195 | 104 | −$624 | |
| 6 | $3,591 | 5.875% | $1,500 | 27 | −$593 | |
| 7 | $3,795 | 6.490% | $1,245 | 27 | −$389 | |
| 8 | $4,116 | 6.500% | $1,435 | 11 | −$68 | |
| 9 | $4,132 | 6.500% | $1,295 | 27 | −$52 | |
| 10 | $4,135 | 6.500% | $1,614 | 19 | −$49 | |
| 11 | $4,184 | 6.750% | $1,445 | 23 | +$0 | |
| 12 | $4,499 | 6.750% | $1,640 | 21 | +$315 | |
| 13 | $4,578 | 6.875% | $1,887 | 46 | +$394 | |
| 14 | $4,791 | 6.750% | $2,017 | 15 | +$607 | |
| 15 | $5,264 | 5.562% | $2,140 | 28 | +$1,080 | |
| 16 | $5,398 | 6.625% | $2,868 | 11 | +$1,214 | |
| 17 | $5,556 | 6.750% | $3,100 | 27 | +$1,372 | |
| 18 | $5,569 | 6.875% | $2,932 | 45 | +$1,385 | |
| 19 | $5,943 | 6.500% | $3,629 | 12 | +$1,759 | |
| 20 | $6,745 | 6.125% | $3,649 | 10 | +$2,561 | |
| 21 | $8,958 | 6.625% | $6,028 | 15 | +$4,774 |
Includes lenders with 10+ purchase originations in Miami County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Ohio → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.