Lowest closing cost mortgage lenders in Miami County County, Ohio
In Miami County, Ohio, homebuyers paid a median of $4,655 in closing costs in 2024 — below the Ohio median of $5,161. The county saw 1,127 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Union Savings Bank offered the lowest median costs at $1,670, which is $2,278 less than the county median.
Homebuyers in Miami County County who chose Union Savings Bank paid $2,985 less in closing costs than the county median.
County Median Costs
$4,655
−9.8% vs Ohio ($5,161)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,495
Purchase Originations
1,127
vs Ohio Median
9.8% below
$-506
vs National Median
30.9% below
$-2,086
Lender rankings in Miami County County
20 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,670 | 6.875% | $811 | 86 | −$2,278 | |
| 2 | $2,743 | 6.875% | $1,088 | 34 | −$1,205 | |
| 3 | $2,789 | 6.500% | $262 | 15 | −$1,159 | |
| 4 | $3,086 | 6.438% | $1,200 | 34 | −$862 | |
| 5 | $3,379 | 6.990% | $572 | 14 | −$569 | |
| 6 | $3,402 | 6.875% | $671 | 22 | −$546 | |
| 7 | $3,656 | 6.125% | $269 | 96 | −$292 | |
| 8 | $3,734 | 6.750% | $1,204 | 25 | −$214 | |
| 9 | $3,773 | 6.875% | $1,274 | 10 | −$175 | |
| 10 | $3,840 | 6.750% | $1,249 | 23 | −$108 | |
| 11 | $3,896 | 6.625% | $1,464 | 30 | −$52 | |
| 12 | $4,142 | 7.000% | $1,868 | 35 | +$194 | |
| 13 | $4,288 | 6.875% | $1,819 | 37 | +$340 | |
| 14 | $4,579 | 6.995% | $2,250 | 14 | +$631 | |
| 15 | $4,709 | 7.125% | $2,172 | 13 | +$761 | |
| 16 | $4,735 | 7.075% | $2,126 | 43 | +$787 | |
| 17 | $4,910 | 6.937% | $2,255 | 18 | +$962 | |
| 18 | $5,653 | 6.725% | $2,931 | 12 | +$1,705 | |
| 19 | $7,204 | 6.875% | $4,172 | 24 | +$3,256 |
Includes lenders with 10+ purchase originations in Miami County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Ohio → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.