Lowest closing cost mortgage lenders in Lucas County County, Ohio
In Lucas County, Ohio, homebuyers paid a median of $4,776 in closing costs in 2024 — below the Ohio median of $5,161. The county saw 3,319 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, U.S. Bank National Association offered the lowest median costs at $2,167, which is $2,305 less than the county median.
Homebuyers in Lucas County County who chose U.S. Bank National Association paid $2,609 less in closing costs than the county median.
County Median Costs
$4,776
−7.5% vs Ohio ($5,161)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,654
Purchase Originations
3,319
vs Ohio Median
7.5% below
$-385
vs National Median
29.1% below
$-1,965
Lender rankings in Lucas County County
39 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,167 | 6.500% | $995 | 15 | −$2,305 | |
| 2 | $2,913 | 6.375% | $599 | 11 | −$1,559 | |
| 3 | $3,189 | 6.500% | $920 | 12 | −$1,283 | |
| 4 | $3,324 | 6.625% | $875 | 21 | −$1,148 | |
| 5 | $3,347 | 6.500% | $1,225 | 19 | −$1,125 | |
| 6 | $3,349 | 6.500% | $550 | 110 | −$1,123 | |
| 7 | $3,393 | 6.562% | $625 | 32 | −$1,079 | |
| 8 | $3,674 | 6.750% | $1,068 | 58 | −$798 | |
| 9 | $3,676 | 6.888% | $895 | 16 | −$796 | |
| 10 | $3,731 | 6.933% | $1,521 | 96 | −$741 | |
| 11 | $3,772 | 6.875% | $938 | 13 | −$700 | |
| 12 | $3,969 | 6.990% | $1,035 | 77 | −$503 | |
| 13 | $4,008 | 7.000% | $998 | 86 | −$464 | |
| 14 | $4,020 | 6.875% | $1,420 | 33 | −$452 | |
| 15 | $4,079 | 6.375% | $1,459 | 142 | −$393 | |
| 16 | $4,082 | 6.750% | $1,295 | 138 | −$390 | |
| 17 | $4,100 | 6.750% | $1,212 | 245 | −$372 | |
| 18 | $4,319 | 7.000% | $1,515 | 37 | −$153 | |
| 19 | $4,326 | 6.375% | $1,425 | 70 | −$146 | |
| 20 | $4,377 | 6.625% | $950 | 51 | −$95 | |
| 21 | $4,459 | 6.990% | $1,723 | 31 | −$13 | |
| 22 | $4,561 | 6.898% | $2,125 | 18 | +$89 | |
| 23 | $4,654 | 6.999% | $1,700 | 125 | +$182 | |
| 24 | $4,720 | 6.438% | $1,696 | 42 | +$248 | |
| 25 | $4,801 | 6.900% | $1,875 | 20 | +$329 | |
| 26 | $5,038 | 6.875% | $2,168 | 81 | +$566 | |
| 27 | $5,093 | 7.125% | $2,019 | 72 | +$621 | |
| 28 | $5,121 | 7.125% | $2,530 | 24 | +$649 | |
| 29 | $5,213 | 6.750% | $2,474 | 144 | +$741 | |
| 30 | $5,235 | 6.875% | $3,848 | 117 | +$763 | |
| 31 | $5,366 | 6.625% | $1,896 | 18 | +$894 | |
| 32 | $5,441 | 6.990% | $2,626 | 74 | +$969 | |
| 33 | $5,801 | 6.990% | $3,038 | 226 | +$1,329 | |
| 34 | $5,960 | 7.275% | $3,316 | 27 | +$1,488 | |
| 35 | $6,240 | 6.875% | $3,600 | 24 | +$1,768 |
Includes lenders with 10+ purchase originations in Lucas County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Ohio → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.