Homebuyers in Lucas County County who chose NAVY FEDERAL CREDIT UNION paid $2,171 less in closing costs than the county median.
County Median Costs
$5,076
−3.1% vs Ohio ($5,240)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,710
Purchase Originations
3,351
Denial Rate
6.8%
vs Ohio avg (6.9%)
vs Ohio Median
3.1% below
$-164
vs National Median
24.0% below
$-1,604
41 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,905 | 6.562% | $0 | 14 | −$1,773 | |
| 2 | $3,317 | 6.938% | $500 | 12 | −$1,361 | |
| 3 | $3,328 | 6.250% | $625 | 48 | −$1,350 | |
| 4 | $3,391 | 6.375% | $550 | 150 | −$1,287 | |
| 5 | $3,758 | 6.625% | $1,560 | 38 | −$920 | |
| 6 | $3,777 | 6.750% | $1,600 | 107 | −$901 | |
| 7 | $3,843 | 6.625% | $1,594 | 16 | −$835 | |
| 8 | $3,872 | 6.995% | $1,245 | 16 | −$806 | |
| 9 | $4,003 | 6.562% | $1,131 | 10 | −$675 | |
| 10 | $4,007 | 6.875% | $1,024 | 79 | −$671 | |
| 11 | $4,020 | 6.750% | $1,248 | 13 | −$658 | |
| 12 | $4,058 | 6.312% | $1,250 | 16 | −$620 | |
| 13 | $4,081 | 6.688% | $1,295 | 94 | −$597 | |
| 14 | $4,120 | 6.490% | $550 | 11 | −$558 | |
| 15 | $4,152 | 6.875% | $974 | 12 | −$526 | |
| 16 | $4,282 | 6.750% | $1,514 | 28 | −$396 | |
| 17 | $4,329 | 6.500% | $1,695 | 44 | −$349 | |
| 18 | $4,420 | 6.625% | $1,295 | 247 | −$258 | |
| 19 | $4,465 | 6.375% | $1,593 | 113 | −$213 | |
| 20 | $4,581 | 6.875% | $1,661 | 31 | −$97 | |
| 21 | $4,621 | 6.562% | $950 | 48 | −$57 | |
| 22 | $4,726 | 6.625% | $1,837 | 31 | +$48 | |
| 23 | $4,729 | 6.625% | $1,595 | 125 | +$51 | |
| 24 | $4,872 | 6.875% | $1,592 | 11 | +$194 | |
| 25 | $4,894 | 6.750% | $2,549 | 31 | +$216 |
Includes lenders with 10+ purchase originations in Lucas County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Ohio → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.