Lowest closing cost mortgage lenders in Cuyahoga County County, Ohio
In Cuyahoga County, Ohio, homebuyers paid a median of $5,227 in closing costs in 2024 — near the Ohio median of $5,161. The county saw 9,758 purchase mortgages at a median rate of 6.69%. Among lenders with 10+ originations, PULTE MORTGAGE LLC offered the lowest median costs at $676, which is $4,182 less than the county median.
Homebuyers in Cuyahoga County County who chose PULTE MORTGAGE LLC paid $4,551 less in closing costs than the county median.
County Median Costs
$5,227
+1.3% vs Ohio ($5,161)
Median Rate
6.690%
+1.1% vs national (6.620%)
Median Origination
$1,925
Purchase Originations
9,758
vs Ohio Median
1.3% above
$66
vs National Median
22.5% below
$-1,514
Lender rankings in Cuyahoga County County
72 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $676 | 5.188% | $0 | 40 | −$4,182 | |
| 2 | $936 | 5.750% | $550 | 73 | −$3,922 | |
| 3 | $3,118 | 6.875% | $500 | 45 | −$1,740 | |
| 4 | $3,198 | 6.237% | $815 | 20 | −$1,660 | |
| 5 | $3,367 | 6.812% | $0 | 70 | −$1,491 | |
| 6 | $3,447 | 6.625% | $0 | 11 | −$1,411 | |
| 7 | $3,526 | 6.625% | $495 | 15 | −$1,332 | |
| 8 | $3,728 | 6.500% | $975 | 84 | −$1,130 | |
| 9 | $3,745 | 6.690% | $1,095 | 575 | −$1,113 | |
| 10 | $3,867 | 6.500% | $950 | 33 | −$991 | |
| 11 | $4,007 | 6.688% | $1,506 | 162 | −$851 | |
| 12 | $4,022 | 5.990% | $890 | 14 | −$836 | |
| 13 | $4,150 | 6.625% | $1,376 | 15 | −$708 | |
| 14 | $4,163 | 7.125% | $998 | 72 | −$695 | |
| 15 | $4,182 | 6.750% | $1,468 | 85 | −$676 | |
| 16 | $4,189 | 6.875% | $1,495 | 13 | −$669 | |
| 17 | $4,247 | 6.625% | $1,095 | 14 | −$611 | |
| 18 | $4,253 | 6.750% | $1,595 | 27 | −$605 | |
| 19 | $4,270 | 6.650% | $998 | 330 | −$588 | |
| 20 | $4,274 | 6.688% | $1,515 | 122 | −$584 | |
| 21 | $4,300 | 6.490% | $775 | 17 | −$558 | |
| 22 | $4,346 | 6.625% | $1,060 | 154 | −$512 | |
| 23 | $4,413 | 6.375% | $1,499 | 135 | −$445 | |
| 24 | $4,425 | 6.500% | $1,582 | 307 | −$433 | |
| 25 | $4,432 | 6.625% | $1,295 | 279 | −$426 | |
| 26 | $4,440 | 6.875% | $1,495 | 39 | −$418 | |
| 27 | $4,541 | 6.750% | $1,295 | 488 | −$317 | |
| 28 | $4,681 | 6.875% | $1,609 | 14 | −$177 | |
| 29 | $4,730 | 6.375% | $1,522 | 181 | −$128 | |
| 30 | $4,808 | 6.875% | $1,495 | 16 | −$50 | |
| 31 | $4,812 | 6.625% | $1,640 | 168 | −$46 | |
| 32 | $4,834 | 6.375% | $1,425 | 13 | −$24 | |
| 33 | $4,912 | 6.990% | $1,806 | 25 | +$54 | |
| 34 | $4,938 | 6.625% | $1,774 | 25 | +$80 | |
| 35 | $5,043 | 6.750% | $2,125 | 412 | +$185 | |
| 36 | $5,061 | 7.000% | $2,528 | 11 | +$203 | |
| 37 | $5,139 | 6.875% | $2,443 | 22 | +$281 | |
| 38 | $5,145 | 6.875% | $2,621 | 54 | +$287 | |
| 39 | $5,285 | 7.375% | $2,614 | 11 | +$427 | |
| 40 | $5,286 | 6.500% | $2,631 | 13 | +$428 | |
| 41 | $5,309 | 6.938% | $1,962 | 18 | +$451 | |
| 42 | $5,394 | 6.625% | $2,613 | 58 | +$536 | |
| 43 | $5,412 | 6.625% | $2,324 | 133 | +$554 | |
| 44 | $5,470 | 6.875% | $2,712 | 67 | +$612 | |
| 45 | $5,483 | 6.750% | $2,829 | 150 | +$625 | |
| 46 | $5,487 | 6.625% | $3,114 | 452 | +$629 | |
| 47 | $5,690 | 6.438% | $3,216 | 14 | +$832 | |
| 48 | $5,719 | 6.125% | $2,306 | 12 | +$861 | |
| 49 | $5,833 | 6.990% | $2,770 | 21 | +$975 | |
| 50 | $5,844 | 7.062% | $3,064 | 54 | +$986 | |
| 51 | $5,879 | 6.750% | $2,862 | 72 | +$1,021 | |
| 52 | $5,967 | 6.990% | $2,663 | 19 | +$1,109 | |
| 53 | $5,968 | 6.625% | $2,703 | 44 | +$1,110 | |
| 54 | $5,986 | 6.990% | $2,815 | 21 | +$1,128 | |
| 55 | $6,027 | 6.500% | $2,878 | 19 | +$1,169 | |
| 56 | $6,043 | 7.000% | $3,404 | 90 | +$1,185 | |
| 57 | $6,160 | 6.990% | $3,195 | 847 | +$1,302 | |
| 58 | $6,161 | 6.933% | $3,002 | 24 | +$1,303 | |
| 59 | $6,162 | 7.000% | $3,064 | 143 | +$1,304 | |
| 60 | $6,265 | 6.625% | $3,431 | 146 | +$1,407 | |
| 61 | $6,275 | 6.625% | $1,195 | 17 | +$1,417 | |
| 62 | $6,587 | 6.875% | $3,786 | 311 | +$1,729 | |
| 63 | $6,687 | 6.990% | $4,107 | 41 | +$1,829 | |
| 64 | $6,937 | 6.625% | $4,037 | 22 | +$2,079 | |
| 65 | $7,460 | 6.625% | $4,615 | 10 | +$2,602 | |
| 66 | $7,851 | 6.812% | $4,494 | 16 | +$2,993 | |
| 67 | $8,661 | 6.875% | $6,000 | 13 | +$3,803 |
Includes lenders with 10+ purchase originations in Cuyahoga County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Ohio → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.