Purchase Originations
575
Ranked #583 nationally
Median Total Costs
$4,203
−37.1% vs national ($6,680)
↓ $3 vs prior year
Median Rate
6.625%
+2.1% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$1,195
Median Lender Credits
$93
Cost Rank (500+ vol.)
#125
among lenders with 500+ originations
Denial Rate
1.6%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 539 | 6.625% | $4,106 | $1,195 |
| fha | 26 | 6.058% | $8,233 | $1,195 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Ohio | 478 | 6.625% | $4,077 | #55 |
| Pennsylvania | 89 | 6.500% | $5,235 | #170 |
| Indiana | 3 | 6.250% | $3,285 | — |
| South Carolina | 2 | 6.688% | $4,028 | — |
| West Virginia | 2 | 6.750% | $5,584 | — |
| Colorado | 1 | 6.625% | $3,587 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,644 | 6.750% | — | 30 | −$559 | |
| 2 | $3,830 | 6.625% | — | 5 | −$373 | |
| 3 | $3,928 | 6.625% | — | 86 | −$275 | |
| 4 | $3,984 | 6.625% | — | 136 | −$219 | |
| 5 | $4,080 | 6.625% | — | 49 | −$123 | |
| 6 | $4,115 | 6.562% | — | 10 | −$88 | |
| 7 | $4,145 | 6.625% | — | 60 | −$58 | |
| 8 | $4,152 | 6.750% | — | 7 | −$51 | |
| 9 | $4,232 | 6.375% | — | 6 | +$29 | |
| 10 | $4,255 | 6.740% | — | 7 | +$52 | |
| 11 | $4,268 | 6.438% | — | 24 | +$65 | |
| 12 | $4,374 | 6.375% | — | 5 | +$171 | |
| 13 | $4,412 | 6.500% | — | 28 | +$209 | |
| 14 | $4,621 | 6.683% | — | 6 | +$418 | |
| 15 | $5,116 | 6.500% | — | 22 | +$913 | |
| 16 | $5,988 | 6.625% | — | 9 | +$1,785 | |
| 17 | $6,012 | 6.625% | — | 6 | +$1,809 | |
| 18 | $6,564 | 6.500% | — | 6 | +$2,361 | |
| 19 | $9,772 | 6.500% | — | 7 | +$5,569 | |
| 20 | $9,922 | 6.625% | — | 5 | +$5,719 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | The Farmers National Bank of Canfield | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $205,000 | $335,000 | −$130,000 (−38.8%) |
| Median total closing costs | $4,203 | $7,127 | −$2,924 (−41.0%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.