What are the average closing costs in Allen County County?

In Allen County County, the median total loan costs on purchase mortgages were $4,206 in 2024, based on 835 originations.

Which lender has the lowest closing costs in Allen County County?

Among lenders with 10+ originations in Allen County County, The Citizens National Bank of Bluffton had the lowest median total closing costs at $2,748 in 2024.

How do closing costs in Allen County County compare to Ohio?

Allen County County closing costs (median $4,206) are 18.5% below the Ohio state median of $5,161.

Lowest closing cost mortgage lenders in Allen County County, Ohio

In Allen County, Ohio, homebuyers paid a median of $4,206 in closing costs in 2024 — below the Ohio median of $5,161. The county saw 835 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, The Citizens National Bank of Bluffton offered the lowest median costs at $2,748, which is $1,007 less than the county median.

Homebuyers in Allen County County who chose The Citizens National Bank of Bluffton paid $1,458 less in closing costs than the county median.

County Median Costs

$4,206

−18.5% vs Ohio ($5,161)

Median Rate

6.750%

+2.0% vs national (6.620%)

Median Origination

$1,470

Purchase Originations

835

vs Ohio Median

18.5% below

$-955

vs National Median

37.6% below

$-2,535

Lender rankings in Allen County County

17 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	The Citizens National Bank of Bluffton	$2,748	6.875%	$386	54	−$1,007
2	SUPERIOR CREDIT UNION, INC.	$2,762	6.625%	$800	147	−$993
3	U.S. Bank National Association	$3,198	6.990%	$995	19	−$557
4	SUPERIOR FINANCIAL SOLUTIONS, LLC	$3,380	6.875%	$1,532	38	−$375
5	JPMorgan Chase Bank, National Association	$3,492	6.625%	$1,051	15	−$263
6	TopMark Federal Credit Union	$3,559	6.500%	$837	31	−$196
7	THE UNION BANK COMPANY	$3,765	6.750%	$1,480	19	+$10
8	Premier Bank	$3,878	7.250%	$998	23	+$123
9	The State Bank and Trust Company	$3,884	6.500%	$1,341	22	+$129
10	GUARANTEED RATE, INC.	$3,922	6.500%	$1,723	15	+$167
11	The Huntington National Bank	$4,137	7.000%	$1,240	17	+$382
12	LOANDEPOT.COM, LLC	$4,174	6.990%	$1,610	12	+$419
13	The Federal Savings Bank	$4,642	7.062%	$2,287	38	+$887
14	ROCKET MORTGAGE, LLC	$5,333	6.625%	$2,718	30	+$1,578
15	CROSSCOUNTRY MORTGAGE, LLC	$5,965	6.990%	$3,334	18	+$2,210

Includes lenders with 10+ purchase originations in Allen County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Ohio → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.