The Citizens National Bank of Bluffton closing costs and rates (2024)
In 2024, The Citizens National Bank of Bluffton originated 127 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $2,966. That is $3,775 below the national median of $6,741. The Citizens National Bank of Bluffton is most active in Ohio with 124 originations there.
Purchase Originations
127
Median Total Costs
$2,966
−56.0% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$386
Median Lender Credits
$544
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 109 | 6.875% | $2,854 | $386 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,458 | 8.000% | — | 1 | −$1,508 | |
| 2 | $1,939 | 5.500% | — | 1 | −$1,027 | |
| 3 | $2,057 | 7.000% | — | 1 | −$909 | |
| 4 | $2,540 | 7.000% | — | 1 | −$426 | |
| 5 | $2,599 | 6.750% | — | 9 | −$367 | |
| 6 | $2,751 | 6.750% | — | 4 | −$215 | |
| 7 | $2,854 | 6.750% | — | 67 | −$112 | |
| 8 | $2,854 | 6.375% | — | 3 | −$112 | |
| 9 | $2,932 | 6.875% | — | 7 | −$34 | |
| 10 | $2,932 | 6.375% | — | 1 | −$34 | |
| 11 | $2,956 | 7.125% | — | 2 | −$10 | |
| 12 | $3,022 | 6.688% | — | 8 | +$56 | |
| 13 | $3,071 | 6.500% | — | 3 | +$105 | |
| 14 | $3,100 | 6.625% | — | 2 | +$134 | |
| 15 | $3,181 | 6.875% | — | 6 | +$215 | |
| 16 | $3,193 | 6.500% | — | 1 | +$227 | |
| 17 | $3,355 | 6.625% | — | 1 | +$389 | |
| 18 | $3,469 | 6.500% | — | 5 | +$503 | |
| 19 | $6,346 | 6.875% | — | 1 | +$3,380 | |
| 20 | $6,725 | 6.000% | — | 1 | +$3,759 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.