Purchase Originations
103
Median Total Costs
$3,472
−48.0% vs national ($6,680)
↑ $208 vs prior year
Median Rate
6.625%
+2.1% vs national (6.490%)
↓ 0.250% vs prior year
Median Origination
$960
Median Lender Credits
$77
Denial Rate
1.1%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 92 | 6.500% | $3,352 | $960 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,672 | 6.625% | — | 1 | −$800 | |
| 2 | $2,747 | 6.500% | — | 1 | −$725 | |
| 3 | $2,786 | 6.750% | — | 5 | −$686 | |
| 4 | $2,818 | 6.500% | — | 1 | −$654 | |
| 5 | $2,836 | 6.875% | — | 1 | −$636 | |
| 6 | $2,850 | 6.125% | — | 1 | −$622 | |
| 7 | $2,988 | 6.625% | — | 1 | −$484 | |
| 8 | $3,086 | 6.875% | — | 1 | −$386 | |
| 9 | $3,222 | 6.500% | — | 5 | −$250 | |
| 10 | $3,319 | 6.500% | — | 7 | −$153 | |
| 11 | $3,400 | 6.125% | — | 1 | −$72 | |
| 12 | $3,469 | 6.250% | — | 1 | −$3 | |
| 13 | $3,528 | 6.562% | — | 62 | +$56 | |
| 14 | $3,593 | 7.000% | — | 1 | +$121 | |
| 15 | $4,034 | 6.812% | — | 4 | +$562 | |
| 16 | $4,212 | 6.125% | — | 1 | +$740 | |
| 17 | $4,258 | 6.938% | — | 2 | +$786 | |
| 18 | $4,284 | 6.625% | — | 3 | +$812 | |
| 19 | $4,687 | 6.188% | — | 2 | +$1,215 | |
| 20 | $5,056 | 5.938% | — | 2 | +$1,584 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Superior Financial Solutions, LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $195,000 | $335,000 | −$140,000 (−41.8%) |
| Median total closing costs | $3,472 | $7,127 | −$3,655 (−51.3%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.