Lowest closing cost mortgage lenders in Henry County County, Ohio
In Henry County, Ohio, homebuyers paid a median of $4,220 in closing costs in 2024 — below the Ohio median of $5,161. The county saw 223 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, The State Bank and Trust Company offered the lowest median costs at $3,246, which is $605 less than the county median.
Homebuyers in Henry County County who chose The State Bank and Trust Company paid $974 less in closing costs than the county median.
County Median Costs
$4,220
−18.2% vs Ohio ($5,161)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,550
Purchase Originations
223
vs Ohio Median
18.2% below
$-941
vs National Median
37.4% below
$-2,521
Lender rankings in Henry County County
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,246 | 6.625% | $875 | 11 | −$605 | |
| 2 | $3,771 | 6.375% | $1,093 | 22 | −$80 | |
| 3 | $3,862 | 6.625% | $1,248 | 20 | +$11 | |
| 4 | $4,623 | 6.750% | $2,266 | 13 | +$772 | |
| 5 | $4,706 | 7.250% | $2,690 | 10 | +$855 |
Includes lenders with 10+ purchase originations in Henry County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Ohio → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.