Lowest closing cost mortgage lenders in Lorain County County, Ohio
In Lorain County, Ohio, homebuyers paid a median of $5,312 in closing costs in 2024 — above the Ohio median of $5,161. The county saw 3,360 purchase mortgages at a median rate of 6.69%. Among lenders with 10+ originations, PULTE MORTGAGE LLC offered the lowest median costs at $723, which is $4,026 less than the county median.
Homebuyers in Lorain County County who chose PULTE MORTGAGE LLC paid $4,589 less in closing costs than the county median.
County Median Costs
$5,312
+2.9% vs Ohio ($5,161)
Median Rate
6.690%
+1.1% vs national (6.620%)
Median Origination
$1,830
Purchase Originations
3,360
vs Ohio Median
2.9% above
$151
vs National Median
21.2% below
$-1,429
Lender rankings in Lorain County County
47 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $723 | 5.990% | $0 | 137 | −$4,026 | |
| 2 | $2,277 | 10.350% | $1,421 | 22 | −$2,472 | |
| 3 | $2,953 | 6.375% | $0 | 13 | −$1,796 | |
| 4 | $3,411 | 6.750% | $1,750 | 10 | −$1,338 | |
| 5 | $3,411 | 7.250% | $250 | 11 | −$1,338 | |
| 6 | $3,440 | 6.625% | $570 | 65 | −$1,309 | |
| 7 | $3,520 | 6.990% | $450 | 18 | −$1,229 | |
| 8 | $3,554 | 6.750% | $545 | 20 | −$1,195 | |
| 9 | $3,706 | 6.690% | $1,095 | 132 | −$1,043 | |
| 10 | $3,914 | 6.500% | $1,337 | 32 | −$835 | |
| 11 | $3,954 | 6.500% | $1,211 | 25 | −$795 | |
| 12 | $3,982 | 6.500% | $1,457 | 29 | −$767 | |
| 13 | $4,100 | 6.688% | $1,295 | 76 | −$649 | |
| 14 | $4,187 | 6.812% | $1,060 | 58 | −$562 | |
| 15 | $4,272 | 6.750% | $1,288 | 123 | −$477 | |
| 16 | $4,290 | 6.625% | $1,461 | 28 | −$459 | |
| 17 | $4,313 | 6.500% | $1,095 | 44 | −$436 | |
| 18 | $4,344 | 6.495% | $950 | 10 | −$405 | |
| 19 | $4,440 | 6.625% | $1,295 | 10 | −$309 | |
| 20 | $4,456 | 6.875% | $1,548 | 27 | −$293 | |
| 21 | $4,469 | 6.875% | $1,727 | 13 | −$280 | |
| 22 | $4,525 | 6.625% | $1,855 | 73 | −$224 | |
| 23 | $4,594 | 6.787% | $1,156 | 58 | −$155 | |
| 24 | $4,608 | 6.375% | $1,473 | 33 | −$141 | |
| 25 | $4,719 | 6.990% | $2,224 | 13 | −$30 | |
| 26 | $4,741 | 6.888% | $1,640 | 18 | −$8 | |
| 27 | $4,954 | 6.550% | $2,125 | 84 | +$206 | |
| 28 | $5,001 | 6.875% | $2,228 | 38 | +$252 | |
| 29 | $5,015 | 7.000% | $1,998 | 17 | +$266 | |
| 30 | $5,031 | 6.625% | $2,589 | 108 | +$282 | |
| 31 | $5,135 | 6.933% | $2,586 | 10 | +$386 | |
| 32 | $5,138 | 6.500% | $1,145 | 27 | +$389 | |
| 33 | $5,429 | 6.625% | $3,023 | 138 | +$680 | |
| 34 | $5,495 | 6.750% | $1,475 | 35 | +$746 | |
| 35 | $5,513 | 6.990% | $2,844 | 12 | +$764 | |
| 36 | $5,522 | 6.990% | $2,886 | 26 | +$773 | |
| 37 | $5,655 | 6.933% | $2,378 | 14 | +$906 | |
| 38 | $5,694 | 6.625% | $1,895 | 22 | +$945 | |
| 39 | $5,891 | 6.745% | $3,058 | 120 | +$1,142 | |
| 40 | $5,994 | 7.000% | $4,046 | 11 | +$1,245 | |
| 41 | $6,304 | 6.625% | $3,568 | 11 | +$1,555 | |
| 42 | $6,379 | 6.875% | $3,555 | 32 | +$1,630 | |
| 43 | $6,486 | 6.990% | $3,592 | 228 | +$1,737 | |
| 44 | $6,555 | 6.875% | $3,300 | 13 | +$1,806 | |
| 45 | $6,893 | 7.125% | $3,746 | 71 | +$2,144 | |
| 46 | $7,199 | 7.125% | $6,464 | 12 | +$2,450 |
Includes lenders with 10+ purchase originations in Lorain County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Ohio → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.