Homebuyers in Gallia County County who chose The Farmers Bank and Savings Company paid $2,130 less in closing costs than the county median.
County Median Costs
$5,620
+7.3% vs Ohio ($5,240)
Median Rate
6.750%
+4.0% vs national (6.490%)
Median Origination
$1,957
Purchase Originations
210
Denial Rate
23.5%
vs Ohio avg (6.9%)
vs Ohio Median
7.3% above
$380
vs National Median
15.9% below
$-1,060
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,490 | 7.125% | $1,577 | 16 | −$1,024 | |
| 2 | $4,003 | 6.250% | $874 | 21 | −$511 | |
| 3 | $4,562 | 6.375% | $1,921 | 14 | +$48 | |
| 4 | $6,886 | 6.938% | $5,246 | 10 | +$2,372 |
Includes lenders with 10+ purchase originations in Gallia County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Ohio → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.