Lowest closing cost mortgage lenders in Mercer County County, Ohio
In Mercer County, Ohio, homebuyers paid a median of $3,729 in closing costs in 2024 — below the Ohio median of $5,161. The county saw 162 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, Minster Bank offered the lowest median costs at $2,138, which is $1,364 less than the county median.
Homebuyers in Mercer County County who chose Minster Bank paid $1,591 less in closing costs than the county median.
County Median Costs
$3,729
−27.8% vs Ohio ($5,161)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,216
Purchase Originations
162
vs Ohio Median
27.8% below
$-1,432
vs National Median
44.7% below
$-3,012
Lender rankings in Mercer County County
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,138 | 6.750% | $607 | 11 | −$1,364 | |
| 2 | $2,871 | 6.625% | $800 | 30 | −$631 | |
| 3 | $3,795 | 7.000% | $1,435 | 12 | +$293 |
Includes lenders with 10+ purchase originations in Mercer County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Ohio → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.