Lowest closing cost mortgage lenders in Wayne County County, Ohio
In Wayne County, Ohio, homebuyers paid a median of $5,671 in closing costs in 2024 — above the Ohio median of $5,161. The county saw 708 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, PNC Bank, National Association offered the lowest median costs at $3,266, which is $1,595 less than the county median.
Homebuyers in Wayne County County who chose PNC Bank, National Association paid $2,405 less in closing costs than the county median.
County Median Costs
$5,671
+9.9% vs Ohio ($5,161)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$2,380
Purchase Originations
708
vs Ohio Median
9.9% above
$510
vs National Median
15.9% below
$-1,070
Lender rankings in Wayne County County
15 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,266 | 6.750% | $1,240 | 25 | −$1,595 | |
| 2 | $3,695 | 6.438% | $1,395 | 10 | −$1,166 | |
| 3 | $3,748 | 6.750% | $1,390 | 13 | −$1,113 | |
| 4 | $4,030 | 6.750% | $1,462 | 35 | −$831 | |
| 5 | $4,138 | 6.812% | $1,901 | 18 | −$723 | |
| 6 | $4,239 | 6.625% | $1,826 | 10 | −$622 | |
| 7 | $4,323 | 6.750% | $1,495 | 37 | −$538 | |
| 8 | $4,350 | 6.625% | $2,292 | 15 | −$512 | |
| 9 | $4,594 | 6.500% | $2,275 | 10 | −$267 | |
| 10 | $4,661 | 6.933% | $2,337 | 22 | −$200 | |
| 11 | $5,179 | 7.125% | $2,725 | 24 | +$318 | |
| 12 | $5,441 | 6.625% | $3,446 | 13 | +$580 | |
| 13 | $6,581 | 6.990% | $4,037 | 102 | +$1,720 | |
| 14 | $6,730 | 6.500% | $3,975 | 20 | +$1,869 |
Includes lenders with 10+ purchase originations in Wayne County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Ohio → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.