Homebuyers in Wood County County who chose FREMONT Federal Credit Union paid $2,419 less in closing costs than the county median.
County Median Costs
$5,097
−2.7% vs Ohio ($5,240)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,670
Purchase Originations
1,135
Denial Rate
7.7%
vs Ohio avg (6.9%)
vs Ohio Median
2.7% below
$-143
vs National Median
23.7% below
$-1,583
25 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,678 | 6.500% | $600 | 15 | −$2,027 | |
| 2 | $3,365 | 6.850% | $1,750 | 11 | −$1,340 | |
| 3 | $3,380 | 6.125% | $625 | 13 | −$1,326 | |
| 4 | $3,722 | 6.188% | $550 | 28 | −$983 | |
| 5 | $4,111 | 6.990% | $1,034 | 33 | −$594 | |
| 6 | $4,206 | 6.375% | $1,127 | 18 | −$499 | |
| 7 | $4,369 | 6.875% | $2,406 | 34 | −$336 | |
| 8 | $4,378 | 6.125% | $1,600 | 22 | −$327 | |
| 9 | $4,394 | 6.875% | $1,585 | 10 | −$311 | |
| 10 | $4,482 | 6.500% | $950 | 24 | −$222 | |
| 11 | $4,545 | 6.625% | $1,295 | 127 | −$160 | |
| 12 | $4,606 | 6.999% | $1,413 | 41 | −$99 | |
| 13 | $4,730 | 6.750% | $1,695 | 21 | +$25 | |
| 14 | $4,787 | 6.562% | $1,295 | 36 | +$82 | |
| 15 | $4,860 | 6.750% | $1,624 | 23 | +$155 | |
| 16 | $4,885 | 6.625% | $1,986 | 40 | +$180 | |
| 17 | $5,215 | 6.625% | $1,145 | 12 | +$510 | |
| 18 | $5,216 | 6.625% | $4,839 | 42 | +$511 | |
| 19 | $5,290 | 6.950% | $2,420 | 20 | +$585 | |
| 20 | $5,324 | 6.625% | $2,623 | 16 | +$619 | |
| 21 | $5,674 | 6.933% | $2,902 | 20 | +$969 | |
| 22 | $5,826 | 6.625% | $4,012 | 52 | +$1,121 | |
| 23 | $6,470 | 6.750% | $3,282 | 61 | +$1,765 |
Includes lenders with 10+ purchase originations in Wood County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Ohio → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.