Lowest closing cost mortgage lenders in Fairfield County County, Ohio
In Fairfield County, Ohio, homebuyers paid a median of $6,258 in closing costs in 2024 — above the Ohio median of $5,161. The county saw 1,952 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Bank of America, National Association offered the lowest median costs at $1,004, which is $3,938 less than the county median.
Homebuyers in Fairfield County County who chose Bank of America, National Association paid $5,254 less in closing costs than the county median.
County Median Costs
$6,258
+21.3% vs Ohio ($5,161)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,125
Purchase Originations
1,952
vs Ohio Median
21.3% above
$1,097
vs National Median
7.2% below
$-483
Lender rankings in Fairfield County County
33 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,004 | 6.250% | $348 | 13 | −$3,938 | |
| 2 | $2,044 | 5.990% | $660 | 33 | −$2,898 | |
| 3 | $2,732 | 7.000% | $793 | 18 | −$2,210 | |
| 4 | $2,946 | 5.250% | $0 | 20 | −$1,996 | |
| 5 | $3,124 | 6.500% | $891 | 53 | −$1,818 | |
| 6 | $3,235 | 6.500% | $1,256 | 20 | −$1,707 | |
| 7 | $3,599 | 7.062% | $500 | 24 | −$1,343 | |
| 8 | $3,683 | 6.188% | $300 | 14 | −$1,259 | |
| 9 | $3,901 | 7.125% | $1,249 | 65 | −$1,041 | |
| 10 | $4,116 | 6.625% | $1,515 | 20 | −$826 | |
| 11 | $4,141 | 6.625% | $1,395 | 16 | −$801 | |
| 12 | $4,452 | 6.375% | $1,805 | 13 | −$490 | |
| 13 | $4,475 | 6.562% | $1,020 | 62 | −$467 | |
| 14 | $4,717 | 6.990% | $1,595 | 21 | −$225 | |
| 15 | $4,780 | 6.875% | $1,950 | 15 | −$162 | |
| 16 | $4,846 | 6.933% | $2,661 | 10 | −$96 | |
| 17 | $4,889 | 7.000% | $2,042 | 21 | −$53 | |
| 18 | $4,911 | 7.125% | $2,736 | 10 | −$31 | |
| 19 | $4,924 | 6.600% | $1,754 | 47 | −$18 | |
| 20 | $4,967 | 6.990% | $2,094 | 26 | +$25 | |
| 21 | $5,007 | 6.875% | $1,435 | 13 | +$65 | |
| 22 | $5,452 | 6.575% | $3,025 | 17 | +$510 | |
| 23 | $5,578 | 7.000% | $2,984 | 15 | +$636 | |
| 24 | $6,195 | 7.125% | $3,513 | 103 | +$1,253 | |
| 25 | $6,250 | 6.625% | $3,963 | 60 | +$1,308 | |
| 26 | $6,447 | 6.058% | $4,218 | 20 | +$1,505 | |
| 27 | $6,465 | 6.990% | $3,292 | 42 | +$1,523 | |
| 28 | $6,545 | 6.990% | $3,951 | 22 | +$1,603 | |
| 29 | $6,685 | 6.990% | $3,908 | 52 | +$1,743 | |
| 30 | $7,104 | 6.990% | $4,553 | 87 | +$2,162 | |
| 31 | $8,233 | 6.375% | $5,801 | 11 | +$3,291 | |
| 32 | $8,379 | 6.950% | $5,815 | 83 | +$3,437 |
Includes lenders with 10+ purchase originations in Fairfield County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Ohio → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.