Homebuyers in Hamilton County County who chose The North Side Bank & Trust Company paid $3,419 less in closing costs than the county median.
County Median Costs
$4,709
−10.1% vs Ohio ($5,240)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,640
Purchase Originations
7,526
Denial Rate
5.0%
vs Ohio avg (6.9%)
vs Ohio Median
10.1% below
$-531
vs National Median
29.5% below
$-1,971
90 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,290 | 6.500% | $0 | 23 | −$2,997 | |
| 2 | $1,496 | 6.625% | $500 | 141 | −$2,790 | |
| 3 | $1,609 | 6.750% | $500 | 321 | −$2,678 | |
| 4 | $2,181 | 6.240% | $975 | 55 | −$2,106 | |
| 5 | $2,282 | 6.500% | $0 | 41 | −$2,005 | |
| 6 | $2,343 | 6.500% | $365 | 27 | −$1,944 | |
| 7 | $2,497 | 6.500% | $1,045 | 190 | −$1,790 | |
| 8 | $2,505 | 6.500% | $356 | 21 | −$1,782 | |
| 9 | $3,070 | 6.625% | $0 | 21 | −$1,217 | |
| 10 | $3,077 | 6.290% | $450 | 144 | −$1,210 | |
| 11 | $3,179 | 6.125% | $810 | 79 | −$1,108 | |
| 12 | $3,465 | 6.250% | $250 | 12 | −$822 | |
| 13 | $3,483 | 6.375% | $950 | 41 | −$804 | |
| 14 | $3,551 | 6.312% | $0 | 26 | −$736 | |
| 15 | $3,568 | 5.875% | $0 | 38 | −$719 | |
| 16 | $3,578 | 6.625% | $1,475 | 90 | −$709 | |
| 17 | $3,622 | 6.688% | $1,289 | 90 | −$666 | |
| 18 | $3,631 | 6.125% | $850 | 50 | −$656 | |
| 19 | $3,634 | 6.500% | $1,295 | 242 | −$654 | |
| 20 | $3,755 | 6.125% | $1,345 | 67 | −$532 | |
| 21 | $3,776 | 6.625% | $1,500 | 25 | −$511 | |
| 22 | $3,859 | 6.490% | $1,324 | 111 | −$428 | |
| 23 | $3,861 | 5.975% | $815 | 12 | −$426 | |
| 24 | $3,866 | 6.500% | $1,205 | 34 | −$421 | |
| 25 | $3,877 | 6.625% | $1,052 | 41 | −$410 |
Includes lenders with 10+ purchase originations in Hamilton County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Ohio → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.