Stock Yards Bank & Trust Company closing costs and rates (2024)
In 2024, Stock Yards Bank & Trust Company originated 815 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $3,236. That ranks #434 nationally by origination volume. For total closing costs among lenders with 500+ originations, Stock Yards Bank & Trust Company ranks #61. That is $3,505 below the national median of $6,741. Stock Yards Bank & Trust Company is most active in Kentucky with 637 originations there.
Purchase Originations
815
Ranked #434 nationally
Median Total Costs
$3,236
−52.0% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$795
Median Lender Credits
$86
Cost Rank (500+ vol.)
#61
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 694 | 6.625% | $3,115 | $795 |
| fha | 101 | 6.500% | $8,083 | $1,048 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Kentucky | 637 | 6.625% | $3,319 | #11 |
| Indiana | 147 | 6.625% | $2,605 | #100 |
| Ohio | 25 | 6.500% | $3,288 | — |
| Florida | 3 | 7.000% | $3,834 | — |
| Colorado | 1 | 6.020% | $2,459 | — |
| North Carolina | 1 | 6.125% | $4,501 | — |
| South Carolina | 1 | 7.000% | $6,490 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,346 | 6.625% | — | 20 | −$890 | |
| 2 | $2,484 | 6.933% | — | 32 | −$752 | |
| 3 | $2,606 | 7.000% | — | 6 | −$630 | |
| 4 | $2,640 | 6.625% | — | 69 | −$596 | |
| 5 | $3,046 | 6.857% | — | 12 | −$190 | |
| 6 | $3,069 | 6.625% | — | 31 | −$167 | |
| 7 | $3,175 | 6.750% | — | 22 | −$61 | |
| 8 | $3,228 | 6.812% | — | 8 | −$8 | |
| 9 | $3,240 | 6.680% | — | 17 | +$4 | |
| 10 | $3,248 | 6.625% | — | 323 | +$12 | |
| 11 | $3,248 | 6.730% | — | 21 | +$12 | |
| 12 | $3,248 | 6.625% | — | 6 | +$12 | |
| 13 | $3,361 | 6.500% | — | 56 | +$125 | |
| 14 | $3,411 | 6.625% | — | 9 | +$175 | |
| 15 | $3,846 | 6.625% | — | 8 | +$610 | |
| 16 | $3,941 | 6.625% | — | 30 | +$705 | |
| 17 | $4,022 | 6.625% | — | 7 | +$786 | |
| 18 | $4,094 | 6.625% | — | 28 | +$858 | |
| 19 | $5,317 | 6.750% | — | 12 | +$2,081 | |
| 20 | $7,798 | 6.125% | — | 6 | +$4,562 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.