Lowest closing cost mortgage lenders in Jackson County County, Ohio
In Jackson County, Ohio, homebuyers paid a median of $5,246 in closing costs in 2024 — near the Ohio median of $5,161. The county saw 196 purchase mortgages at a median rate of 6.88%. Among lenders with 10+ originations, THE VINTON COUNTY NATIONAL BANK offered the lowest median costs at $3,837, which is $366 less than the county median.
Homebuyers in Jackson County County who chose THE VINTON COUNTY NATIONAL BANK paid $1,409 less in closing costs than the county median.
County Median Costs
$5,246
+1.6% vs Ohio ($5,161)
Median Rate
6.880%
+3.9% vs national (6.620%)
Median Origination
$1,995
Purchase Originations
196
vs Ohio Median
1.6% above
$85
vs National Median
22.2% below
$-1,495
Lender rankings in Jackson County County
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,837 | 7.000% | $570 | 15 | −$366 | |
| 2 | $3,852 | 6.938% | $1,953 | 12 | −$351 | |
| 3 | $4,050 | 6.438% | $874 | 22 | −$153 | |
| 4 | $4,795 | 9.000% | $3,137 | 12 | +$592 |
Includes lenders with 10+ purchase originations in Jackson County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Ohio → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.