Homebuyers in Ashland County County who chose MECHANICS BANK paid $1,937 less in closing costs than the county median.
County Median Costs
$4,476
−14.6% vs Ohio ($5,240)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,614
Purchase Originations
443
Denial Rate
7.0%
vs Ohio avg (6.9%)
vs Ohio Median
14.6% below
$-764
vs National Median
33.0% below
$-2,204
9 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,539 | 6.190% | $950 | 48 | −$1,513 | |
| 2 | $3,822 | 6.990% | $1,865 | 15 | −$230 | |
| 3 | $3,919 | 6.375% | $1,614 | 26 | −$133 | |
| 4 | $3,987 | 6.500% | $1,495 | 34 | −$65 | |
| 5 | $4,007 | 6.375% | $1,763 | 10 | −$45 | |
| 6 | $4,025 | 6.625% | $1,424 | 25 | −$27 | |
| 7 | $5,045 | 6.750% | $2,520 | 11 | +$993 | |
| 8 | $6,678 | 6.875% | $4,104 | 43 | +$2,626 |
Includes lenders with 10+ purchase originations in Ashland County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Ohio → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.