Lowest closing cost mortgage lenders in Ashland County County, Ohio
In Ashland County, Ohio, homebuyers paid a median of $4,554 in closing costs in 2024 — below the Ohio median of $5,161. The county saw 439 purchase mortgages at a median rate of 6.88%. Among lenders with 10+ originations, MECHANICS BANK offered the lowest median costs at $2,410, which is $1,710 less than the county median.
Homebuyers in Ashland County County who chose MECHANICS BANK paid $2,144 less in closing costs than the county median.
County Median Costs
$4,554
−11.8% vs Ohio ($5,161)
Median Rate
6.880%
+3.9% vs national (6.620%)
Median Origination
$1,957
Purchase Originations
439
vs Ohio Median
11.8% below
$-607
vs National Median
32.4% below
$-2,187
Lender rankings in Ashland County County
10 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,410 | 5.500% | $950 | 45 | −$1,710 | |
| 2 | $3,710 | 6.500% | $1,395 | 19 | −$410 | |
| 3 | $3,746 | 6.625% | $1,995 | 13 | −$374 | |
| 4 | $3,816 | 7.250% | $1,249 | 31 | −$304 | |
| 5 | $4,022 | 7.000% | $1,353 | 29 | −$98 | |
| 6 | $4,231 | 7.370% | $2,090 | 16 | +$111 | |
| 7 | $5,174 | 7.000% | $3,730 | 13 | +$1,054 | |
| 8 | $5,873 | 6.500% | $3,791 | 19 | +$1,753 | |
| 9 | $6,362 | 7.100% | $3,623 | 38 | +$2,242 |
Includes lenders with 10+ purchase originations in Ashland County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Ohio → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.