Lowest closing cost mortgage lenders in Champaign County County, Ohio
In Champaign County, Ohio, homebuyers paid a median of $5,505 in closing costs in 2024 — above the Ohio median of $5,161. The county saw 326 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, WRIGHT-PATT CREDIT UNION, INC. offered the lowest median costs at $3,475, which is $764 less than the county median.
Homebuyers in Champaign County County who chose WRIGHT-PATT CREDIT UNION, INC. paid $2,030 less in closing costs than the county median.
County Median Costs
$5,505
+6.7% vs Ohio ($5,161)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,714
Purchase Originations
326
vs Ohio Median
6.7% above
$344
vs National Median
18.3% below
$-1,236
Lender rankings in Champaign County County
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,475 | 6.000% | $154 | 21 | −$764 | |
| 2 | $4,573 | 6.875% | $2,561 | 25 | +$334 | |
| 3 | $4,707 | 7.375% | $1,644 | 18 | +$468 |
Includes lenders with 10+ purchase originations in Champaign County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Ohio → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.