Homebuyers in Champaign County County who chose WRIGHT-PATT CREDIT UNION, INC. paid $1,407 less in closing costs than the county median.
County Median Costs
$5,402
+3.1% vs Ohio ($5,240)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,885
Purchase Originations
283
Denial Rate
17.0%
vs Ohio avg (6.9%)
vs Ohio Median
3.1% above
$162
vs National Median
19.1% below
$-1,278
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,995 | 6.000% | $297 | 19 | −$541 | |
| 2 | $4,889 | 6.990% | $1,634 | 20 | +$353 | |
| 3 | $4,926 | 6.500% | $2,797 | 11 | +$390 | |
| 4 | $6,530 | 6.625% | $4,169 | 11 | +$1,994 |
Includes lenders with 10+ purchase originations in Champaign County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Ohio → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.