Lowest closing cost mortgage lenders in Guernsey County County, Ohio
In Guernsey County, Ohio, homebuyers paid a median of $4,921 in closing costs in 2024 — below the Ohio median of $5,161. The county saw 223 purchase mortgages at a median rate of 6.88%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $1,835, which is $300 less than the county median.
Homebuyers in Guernsey County County who chose MORTGAGE RESEARCH CENTER, LLC paid $3,086 less in closing costs than the county median.
County Median Costs
$4,921
−4.7% vs Ohio ($5,161)
Median Rate
6.880%
+3.9% vs national (6.620%)
Median Origination
$1,735
Purchase Originations
223
vs Ohio Median
4.7% below
$-240
vs National Median
27.0% below
$-1,820
Lender rankings in Guernsey County County
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,221 | 6.938% | $790 | 10 | −$887 | |
| 2 | $3,505 | 6.500% | $1,099 | 19 | −$603 | |
| 3 | $3,724 | 6.875% | $1,249 | 13 | −$384 | |
| 4 | $4,062 | 6.812% | $1,599 | 18 | −$46 | |
| 5 | $5,163 | 6.782% | $3,081 | 12 | +$1,055 |
Includes lenders with 10+ purchase originations in Guernsey County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Ohio → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.