Homebuyers in Erie County County who chose Civista Bank paid $1,263 less in closing costs than the county median.
County Median Costs
$5,022
−4.2% vs Ohio ($5,240)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,709
Purchase Originations
582
Denial Rate
8.6%
vs Ohio avg (6.9%)
vs Ohio Median
4.2% below
$-218
vs National Median
24.8% below
$-1,658
9 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,759 | 6.500% | $950 | 81 | −$820 | |
| 2 | $4,327 | 6.500% | $1,321 | 14 | −$252 | |
| 3 | $4,527 | 6.688% | $1,531 | 18 | −$52 | |
| 4 | $4,678 | 6.625% | $1,556 | 15 | +$100 | |
| 5 | $5,085 | 6.750% | $2,620 | 12 | +$506 | |
| 6 | $5,809 | 6.990% | $3,277 | 41 | +$1,230 | |
| 7 | $5,970 | 6.933% | $3,217 | 14 | +$1,391 | |
| 8 | $7,031 | 6.875% | $4,015 | 23 | +$2,452 |
Includes lenders with 10+ purchase originations in Erie County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Ohio → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.