Lowest closing cost mortgage lenders in Erie County County, Ohio
In Erie County, Ohio, homebuyers paid a median of $5,103 in closing costs in 2024 — near the Ohio median of $5,161. The county saw 510 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, Civista Bank offered the lowest median costs at $3,634, which is $1,008 less than the county median.
Homebuyers in Erie County County who chose Civista Bank paid $1,469 less in closing costs than the county median.
County Median Costs
$5,103
−1.1% vs Ohio ($5,161)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,915
Purchase Originations
510
vs Ohio Median
1.1% below
$-58
vs National Median
24.3% below
$-1,638
Lender rankings in Erie County County
12 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,634 | 6.625% | $950 | 67 | −$1,008 | |
| 2 | $3,776 | 6.938% | $652 | 12 | −$866 | |
| 3 | $4,025 | 6.562% | $1,420 | 16 | −$617 | |
| 4 | $4,485 | 6.250% | $1,554 | 11 | −$157 | |
| 5 | $4,610 | 7.125% | $1,905 | 25 | −$32 | |
| 6 | $5,306 | 7.125% | $2,399 | 16 | +$664 | |
| 7 | $6,065 | 6.625% | $3,523 | 29 | +$1,423 | |
| 8 | $6,701 | 6.990% | $4,253 | 33 | +$2,059 | |
| 9 | $7,277 | 6.875% | $5,194 | 13 | +$2,635 | |
| 10 | $7,826 | 6.875% | $4,695 | 20 | +$3,184 | |
| 11 | $11,968 | 5.625% | $7,568 | 11 | +$7,326 |
Includes lenders with 10+ purchase originations in Erie County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Ohio → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.