YOUR HOME FINANCIAL LLC closing costs and rates (2024)
In 2024, YOUR HOME FINANCIAL LLC originated 248 purchase mortgages at a median interest rate of 6.99% and median total closing costs of $5,631. That is $1,110 below the national median of $6,741. YOUR HOME FINANCIAL LLC is most active in Ohio with 247 originations there.
Purchase Originations
248
Median Total Costs
$5,631
−16.5% vs national ($6,741)
Median Rate
6.990%
+5.6% vs national (6.620%)
Median Origination
$2,572
Median Lender Credits
$122
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 194 | 6.990% | $5,327 | $2,572 |
| fha | 41 | 7.000% | $8,627 | $2,793 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,545 | 7.245% | — | 2 | −$2,086 | |
| 2 | $4,184 | 6.750% | — | 8 | −$1,447 | |
| 3 | $4,600 | 7.500% | — | 1 | −$1,031 | |
| 4 | $4,782 | 7.125% | — | 35 | −$849 | |
| 5 | $5,105 | 6.990% | — | 7 | −$526 | |
| 6 | $5,189 | 6.500% | — | 10 | −$442 | |
| 7 | $5,570 | 6.990% | — | 1 | −$61 | |
| 8 | $5,596 | 7.375% | — | 1 | −$35 | |
| 9 | $5,626 | 6.625% | — | 3 | −$5 | |
| 10 | $5,629 | 6.875% | — | 49 | −$2 | |
| 11 | $5,649 | 6.500% | — | 1 | +$18 | |
| 12 | $5,725 | 6.990% | — | 3 | +$94 | |
| 13 | $5,735 | 6.875% | — | 77 | +$104 | |
| 14 | $6,543 | 6.875% | — | 2 | +$912 | |
| 15 | $6,650 | 6.875% | — | 20 | +$1,019 | |
| 16 | $6,847 | 6.625% | — | 21 | +$1,216 | |
| 17 | $7,765 | 6.875% | — | 3 | +$2,134 | |
| 18 | $8,164 | 6.125% | — | 1 | +$2,533 | |
| 19 | $8,374 | 6.990% | — | 1 | +$2,743 | |
| 20 | $8,627 | 7.500% | — | 1 | +$2,996 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.