Homebuyers in Clay County County who chose FAIRWAY INDEPENDENT MORTGAGE CORPORATION paid $1,961 less in closing costs than the county median.
County Median Costs
$3,379
−13.4% vs Indiana ($3,902)
Median Rate
6.750%
+4.0% vs national (6.490%)
Median Origination
$1,190
Purchase Originations
232
Denial Rate
5.4%
vs Indiana avg (7.8%)
vs Indiana Median
13.4% below
$-523
vs National Median
49.4% below
$-3,301
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,418 | 6.875% | $0 | 12 | −$1,635 | |
| 2 | $1,476 | 6.875% | $0 | 15 | −$1,577 | |
| 3 | $3,092 | 7.250% | $1,140 | 38 | +$39 | |
| 4 | $4,451 | 6.990% | $2,844 | 11 | +$1,398 |
Includes lenders with 10+ purchase originations in Clay County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Indiana → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.