Lowest closing cost mortgage lenders in Clay County County, Indiana
In Clay County, Indiana, homebuyers paid a median of $3,400 in closing costs in 2024 — below the Indiana median of $3,958. The county saw 215 purchase mortgages at a median rate of 6.88%. Among lenders with 10+ originations, FAIRWAY INDEPENDENT MORTGAGE CORPORATION offered the lowest median costs at $1,798, which is $1,233 less than the county median.
Homebuyers in Clay County County who chose FAIRWAY INDEPENDENT MORTGAGE CORPORATION paid $1,602 less in closing costs than the county median.
County Median Costs
$3,400
−14.1% vs Indiana ($3,958)
Median Rate
6.880%
+3.9% vs national (6.620%)
Median Origination
$1,192
Purchase Originations
215
vs Indiana Median
14.1% below
$-558
vs National Median
49.6% below
$-3,341
Lender rankings in Clay County County
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,798 | 7.000% | $0 | 11 | −$1,233 | |
| 2 | $2,760 | 7.562% | $1,040 | 34 | −$271 | |
| 3 | $2,950 | 6.875% | $1,515 | 15 | −$81 | |
| 4 | $3,031 | 6.750% | $1,245 | 11 | +$0 | |
| 5 | $3,793 | 6.375% | $2,170 | 10 | +$762 |
Includes lenders with 10+ purchase originations in Clay County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Indiana → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.