GVC MORTGAGE, INC. closing costs and rates (2024)
In 2024, GVC MORTGAGE, INC. originated 3,682 purchase mortgages at a median interest rate of 6.88% and median total closing costs of $5,772. That ranks #130 nationally by origination volume. For total closing costs among lenders with 500+ originations, GVC MORTGAGE, INC. ranks #267. That is $969 below the national median of $6,741. GVC MORTGAGE, INC. is most active in Indiana with 2,785 originations there.
Purchase Originations
3,682
Ranked #130 nationally
Median Total Costs
$5,772
−14.4% vs national ($6,741)
Median Rate
6.875%
+3.9% vs national (6.620%)
Median Origination
$3,354
Median Lender Credits
$100
Cost Rank (500+ vol.)
#267
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 2,282 | 6.938% | $4,787 | $3,173 |
| fha | 978 | 6.750% | $9,137 | $3,877 |
| va | 219 | 6.625% | $5,990 | $2,358 |
| usda | 203 | 7.000% | $6,163 | $2,988 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Indiana | 2,785 | 6.875% | $5,481 | #3 |
| Michigan | 422 | 6.763% | $6,752 | #44 |
| Ohio | 218 | 7.125% | $5,709 | #88 |
| Tennessee | 158 | 6.625% | $8,563 | #92 |
| Virginia | 52 | 6.625% | $7,738 | #174 |
| Florida | 21 | 6.875% | $7,751 | — |
| Kentucky | 8 | 6.862% | $7,490 | — |
| Illinois | 7 | 6.990% | $6,482 | — |
| North Carolina | 6 | 6.625% | $7,242 | — |
| Arizona | 2 | 6.438% | $13,694 | — |
| Alabama | 1 | 6.125% | $3,608 | — |
| South Carolina | 1 | 7.000% | $6,900 | — |
| Texas | 1 | 5.875% | $7,143 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,439 | 6.750% | — | 68 | −$1,333 | |
| 2 | $4,592 | 6.688% | — | 212 | −$1,180 | |
| 3 | $4,658 | 7.000% | — | 83 | −$1,114 | |
| 4 | $5,058 | 7.100% | — | 101 | −$714 | |
| 5 | $5,082 | 6.975% | — | 107 | −$690 | |
| 6 | $5,375 | 6.990% | — | 111 | −$397 | |
| 7 | $5,407 | 6.875% | — | 517 | −$365 | |
| 8 | $5,427 | 7.000% | — | 46 | −$345 | |
| 9 | $5,490 | 6.625% | — | 240 | −$282 | |
| 10 | $5,562 | 6.825% | — | 77 | −$210 | |
| 11 | $5,722 | 6.875% | — | 126 | −$50 | |
| 12 | $5,795 | 6.990% | — | 59 | +$23 | |
| 13 | $5,890 | 7.000% | — | 198 | +$118 | |
| 14 | $6,139 | 6.990% | — | 69 | +$367 | |
| 15 | $6,283 | 6.975% | — | 44 | +$511 | |
| 16 | $6,538 | 6.625% | — | 109 | +$766 | |
| 17 | $6,644 | 6.625% | — | 64 | +$872 | |
| 18 | $6,752 | 6.625% | — | 54 | +$980 | |
| 19 | $6,916 | 7.100% | — | 124 | +$1,144 | |
| 20 | $8,263 | 6.500% | — | 59 | +$2,491 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.