Purchase Originations
3,984
Ranked #124 nationally
Median Total Costs
$5,346
−20.0% vs national ($6,680)
↓ $426 vs prior year
Median Rate
6.750%
+4.0% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$2,382
Median Lender Credits
$150
Cost Rank (500+ vol.)
#225
among lenders with 500+ originations
Denial Rate
2.2%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 2,513 | 6.750% | $4,333 | $2,325 |
| fha | 1,035 | 6.625% | $8,690 | $2,970 |
| usda | 226 | 6.750% | $6,150 | $2,424 |
| va | 210 | 6.625% | $4,403 | $692 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Indiana | 2,778 | 6.750% | $4,850 | #4 |
| Michigan | 501 | 6.625% | $6,599 | #38 |
| Ohio | 367 | 6.750% | $5,180 | #65 |
| Tennessee | 230 | 6.500% | $8,387 | #72 |
| Virginia | 45 | 6.500% | $8,265 | — |
| Florida | 23 | 6.750% | $6,485 | — |
| Kentucky | 17 | 6.625% | $5,378 | — |
| Illinois | 13 | 6.750% | $5,644 | — |
| North Carolina | 3 | 6.875% | $7,345 | — |
| Colorado | 2 | 6.745% | $4,529 | — |
| Alabama | 1 | 6.875% | $3,644 | — |
| Arkansas | 1 | 6.990% | $5,260 | — |
| Massachusetts | 1 | 6.250% | $15,538 | — |
| Pennsylvania | 1 | 7.125% | $4,949 | — |
| South Carolina | 1 | 6.990% | $5,247 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,752 | 6.625% | — | 220 | −$1,594 | |
| 2 | $3,786 | 6.875% | — | 58 | −$1,560 | |
| 3 | $3,888 | 6.750% | — | 63 | −$1,458 | |
| 4 | $4,174 | 6.750% | — | 500 | −$1,172 | |
| 5 | $4,353 | 6.875% | — | 88 | −$993 | |
| 6 | $4,425 | 6.875% | — | 71 | −$921 | |
| 7 | $4,645 | 6.875% | — | 71 | −$701 | |
| 8 | $4,723 | 6.875% | — | 60 | −$623 | |
| 9 | $4,730 | 6.875% | — | 99 | −$616 | |
| 10 | $5,108 | 6.750% | — | 108 | −$238 | |
| 11 | $5,391 | 6.750% | — | 117 | +$45 | |
| 12 | $5,464 | 6.750% | — | 75 | +$118 | |
| 13 | $5,522 | 6.625% | — | 115 | +$176 | |
| 14 | $5,581 | 6.625% | — | 85 | +$235 | |
| 15 | $5,598 | 6.625% | — | 197 | +$252 | |
| 16 | $5,761 | 6.750% | — | 189 | +$415 | |
| 17 | $5,951 | 6.625% | — | 59 | +$605 | |
| 18 | $6,811 | 6.990% | — | 56 | +$1,465 | |
| 19 | $8,188 | 6.625% | — | 120 | +$2,842 | |
| 20 | $8,850 | 6.500% | — | 68 | +$3,504 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | GVC Mortgage, Inc. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $225,000 | $335,000 | −$110,000 (−32.8%) |
| Median total closing costs | $5,346 | $7,127 | −$1,781 (−25.0%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.