Homebuyers in Kosciusko County County who chose ZIPPY LOANS, LLC paid $2,121 less in closing costs than the county median.
County Median Costs
$3,649
−6.5% vs Indiana ($3,902)
Median Rate
6.750%
+4.0% vs national (6.490%)
Median Origination
$1,750
Purchase Originations
796
Denial Rate
7.9%
vs Indiana avg (7.8%)
vs Indiana Median
6.5% below
$-253
vs National Median
45.4% below
$-3,031
15 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,528 | 8.000% | $1,285 | 26 | −$1,670 | |
| 2 | $2,384 | 7.062% | $700 | 10 | −$814 | |
| 3 | $2,428 | 6.875% | $1,035 | 28 | −$770 | |
| 4 | $2,644 | 6.875% | $1,275 | 15 | −$554 | |
| 5 | $2,774 | 6.688% | $1,144 | 20 | −$424 | |
| 6 | $2,785 | 6.562% | $1,154 | 14 | −$413 | |
| 7 | $2,919 | 6.875% | $1,750 | 84 | −$279 | |
| 8 | $3,250 | 6.750% | $1,780 | 127 | +$52 | |
| 9 | $3,278 | 6.750% | $1,823 | 10 | +$80 | |
| 10 | $3,852 | 6.750% | $2,387 | 31 | +$654 | |
| 11 | $4,046 | 6.500% | $2,716 | 32 | +$848 | |
| 12 | $4,590 | 6.750% | $3,175 | 21 | +$1,392 | |
| 13 | $4,673 | 6.990% | $2,022 | 13 | +$1,475 | |
| 14 | $5,284 | 6.875% | $3,666 | 20 | +$2,086 |
Includes lenders with 10+ purchase originations in Kosciusko County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Indiana → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.