What are the average closing costs in Kosciusko County County?

In Kosciusko County County, the median total loan costs on purchase mortgages were $3,818 in 2024, based on 799 originations.

Which lender has the lowest closing costs in Kosciusko County County?

Among lenders with 10+ originations in Kosciusko County County, INTERRA CREDIT UNION had the lowest median total closing costs at $2,238 in 2024.

How do closing costs in Kosciusko County County compare to Indiana?

Kosciusko County County closing costs (median $3,818) are 3.5% below the Indiana state median of $3,958.

Lowest closing cost mortgage lenders in Kosciusko County County, Indiana

In Kosciusko County, Indiana, homebuyers paid a median of $3,818 in closing costs in 2024 — below the Indiana median of $3,958. The county saw 799 purchase mortgages at a median rate of 6.88%. Among lenders with 10+ originations, INTERRA CREDIT UNION offered the lowest median costs at $2,238, which is $876 less than the county median.

Homebuyers in Kosciusko County County who chose INTERRA CREDIT UNION paid $1,580 less in closing costs than the county median.

County Median Costs

$3,818

−3.5% vs Indiana ($3,958)

Median Rate

6.880%

+3.9% vs national (6.620%)

Median Origination

$1,795

Purchase Originations

799

vs Indiana Median

3.5% below

$-140

vs National Median

43.4% below

$-2,923

Lender rankings in Kosciusko County County

15 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	INTERRA CREDIT UNION	$2,238	6.625%	$825	23	−$876
2	Lake City Bank	$2,302	7.000%	$1,005	25	−$812
3	Three Rivers Federal Credit Union	$2,648	6.625%	$1,054	12	−$466
4	1st Source Bank	$2,774	7.000%	$1,169	13	−$340
5	EVERWISE CREDIT UNION	$2,937	6.750%	$1,397	21	−$177
6	First Federal Savings Bank	$2,990	7.000%	$1,975	67	−$124
7	RUOFF MORTGAGE COMPANY, INC.	$3,013	6.625%	$1,716	128	−$101
8	STOCKTON MORTGAGE CORPORATION	$3,050	6.750%	$1,580	10	−$64
9	HALLMARK HOME MORTGAGE, LLC	$4,015	7.125%	$2,585	15	+$901
10	GENEVA FINANCIAL, LLC	$4,215	6.875%	$2,809	23	+$1,101
11	CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP	$4,239	6.875%	$2,732	14	+$1,125
12	ROCKET MORTGAGE, LLC	$4,288	6.933%	$2,713	10	+$1,174
13	UNITED WHOLESALE MORTGAGE, LLC	$5,024	6.625%	$3,632	26	+$1,910
14	AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC	$5,811	6.990%	$4,190	35	+$2,697

Includes lenders with 10+ purchase originations in Kosciusko County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Indiana → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.