Horizon Bank closing costs and rates (2024)
In 2024, Horizon Bank originated 612 purchase mortgages at a median interest rate of 6.99% and median total closing costs of $3,312. That ranks #563 nationally by origination volume. For total closing costs among lenders with 500+ originations, Horizon Bank ranks #67. That is $3,429 below the national median of $6,741. Horizon Bank is most active in Indiana with 388 originations there.
Purchase Originations
612
Ranked #563 nationally
Median Total Costs
$3,312
−50.9% vs national ($6,741)
Median Rate
6.990%
+5.6% vs national (6.620%)
Median Origination
$1,275
Median Lender Credits
$50
Cost Rank (500+ vol.)
#67
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 561 | 7.000% | $3,228 | $1,275 |
| fha | 47 | 6.500% | $7,050 | $1,338 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,498 | 6.938% | — | 8 | −$814 | |
| 2 | $2,566 | 6.625% | — | 7 | −$746 | |
| 3 | $2,729 | 7.000% | — | 27 | −$583 | |
| 4 | $2,817 | 7.000% | — | 51 | −$495 | |
| 5 | $2,850 | 7.000% | — | 11 | −$462 | |
| 6 | $2,949 | 6.625% | — | 7 | −$363 | |
| 7 | $2,966 | 7.000% | — | 73 | −$346 | |
| 8 | $3,042 | 7.000% | — | 9 | −$270 | |
| 9 | $3,273 | 6.990% | — | 30 | −$39 | |
| 10 | $3,307 | 6.875% | — | 21 | −$5 | |
| 11 | $3,326 | 7.000% | — | 31 | +$14 | |
| 12 | $3,331 | 6.870% | — | 8 | +$19 | |
| 13 | $3,462 | 7.125% | — | 17 | +$150 | |
| 14 | $3,514 | 6.875% | — | 72 | +$202 | |
| 15 | $3,639 | 6.875% | — | 8 | +$327 | |
| 16 | $3,783 | 6.625% | — | 12 | +$471 | |
| 17 | $3,828 | 6.875% | — | 10 | +$516 | |
| 18 | $3,854 | 6.850% | — | 14 | +$542 | |
| 19 | $3,869 | 6.875% | — | 7 | +$557 | |
| 20 | $4,736 | 6.625% | — | 33 | +$1,424 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.