EVERWISE CREDIT UNION closing costs and rates (2024)
In 2024, EVERWISE CREDIT UNION originated 587 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $2,871. That ranks #576 nationally by origination volume. For total closing costs among lenders with 500+ originations, EVERWISE CREDIT UNION ranks #43. That is $3,870 below the national median of $6,741. EVERWISE CREDIT UNION is most active in Indiana with 534 originations there.
Purchase Originations
587
Ranked #576 nationally
Median Total Costs
$2,871
−57.4% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$985
Median Lender Credits
$790
Cost Rank (500+ vol.)
#43
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 482 | 6.625% | $2,706 | $985 |
| fha | 86 | 6.188% | $6,593 | $985 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,608 | 6.500% | — | 5 | −$263 | |
| 2 | $2,612 | 6.875% | — | 23 | −$259 | |
| 3 | $2,669 | 6.500% | — | 10 | −$202 | |
| 4 | $2,714 | 6.375% | — | 43 | −$157 | |
| 5 | $2,721 | 6.500% | — | 8 | −$150 | |
| 6 | $2,724 | 6.750% | — | 5 | −$147 | |
| 7 | $2,726 | 6.250% | — | 9 | −$145 | |
| 8 | $2,732 | 6.375% | — | 133 | −$139 | |
| 9 | $2,763 | 6.375% | — | 102 | −$108 | |
| 10 | $2,786 | 6.938% | — | 10 | −$85 | |
| 11 | $2,979 | 6.375% | — | 12 | +$108 | |
| 12 | $3,001 | 6.125% | — | 5 | +$130 | |
| 13 | $3,078 | 6.500% | — | 15 | +$207 | |
| 14 | $3,116 | 6.750% | — | 55 | +$245 | |
| 15 | $3,143 | 6.750% | — | 25 | +$272 | |
| 16 | $3,146 | 6.250% | — | 7 | +$275 | |
| 17 | $3,210 | 6.500% | — | 15 | +$339 | |
| 18 | $3,590 | 6.875% | — | 20 | +$719 | |
| 19 | $3,901 | 6.688% | — | 10 | +$1,030 | |
| 20 | $6,254 | 6.875% | — | 5 | +$3,383 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.