Lake City Bank closing costs and rates (2024)
In 2024, Lake City Bank originated 117 purchase mortgages at a median interest rate of 6.88% and median total closing costs of $2,421. That is $4,320 below the national median of $6,741. Lake City Bank is most active in Indiana with 116 originations there.
Purchase Originations
117
Median Total Costs
$2,421
−64.1% vs national ($6,741)
Median Rate
6.875%
+3.9% vs national (6.620%)
Median Origination
$1,005
Median Lender Credits
$17
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 117 | 6.875% | $2,421 | $1,005 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $170 | 3.000% | — | 3 | −$2,251 | |
| 2 | $2,094 | 6.562% | — | 2 | −$327 | |
| 3 | $2,169 | 6.000% | — | 1 | −$252 | |
| 4 | $2,209 | 7.000% | — | 7 | −$212 | |
| 5 | $2,217 | 6.625% | — | 6 | −$204 | |
| 6 | $2,302 | 7.000% | — | 25 | −$119 | |
| 7 | $2,338 | 6.688% | — | 14 | −$83 | |
| 8 | $2,412 | 6.625% | — | 17 | −$9 | |
| 9 | $2,488 | 6.875% | — | 9 | +$67 | |
| 10 | $2,496 | 7.250% | — | 4 | +$75 | |
| 11 | $2,514 | 6.875% | — | 4 | +$93 | |
| 12 | $2,514 | 6.000% | — | 1 | +$93 | |
| 13 | $2,531 | 7.000% | — | 3 | +$110 | |
| 14 | $2,558 | 6.500% | — | 3 | +$137 | |
| 15 | $2,626 | 6.500% | — | 1 | +$205 | |
| 16 | $3,937 | 6.750% | — | 2 | +$1,516 | |
| 17 | $5,279 | 6.625% | — | 1 | +$2,858 | |
| 18 | $5,485 | 6.875% | — | 2 | +$3,064 | |
| 19 | $5,834 | 7.000% | — | 2 | +$3,413 | |
| 20 | $12,271 | 7.625% | — | 2 | +$9,850 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.