BEACON CREDIT UNION closing costs and rates (2024)
In 2024, BEACON CREDIT UNION originated 111 purchase mortgages at a median interest rate of 6.88% and median total closing costs of $2,154. That is $4,587 below the national median of $6,741. BEACON CREDIT UNION is most active in Indiana with 109 originations there.
Purchase Originations
111
Median Total Costs
$2,154
−68.0% vs national ($6,741)
Median Rate
6.875%
+3.9% vs national (6.620%)
Median Origination
$700
Median Lender Credits
$50
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 111 | 6.875% | $2,154 | $700 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,874 | 6.625% | — | 1 | −$280 | |
| 2 | $1,979 | 6.875% | — | 20 | −$175 | |
| 3 | $2,041 | 6.750% | — | 7 | −$113 | |
| 4 | $2,051 | 7.375% | — | 3 | −$103 | |
| 5 | $2,117 | 6.875% | — | 20 | −$37 | |
| 6 | $2,180 | 6.812% | — | 10 | +$26 | |
| 7 | $2,183 | 7.125% | — | 7 | +$29 | |
| 8 | $2,204 | 6.750% | — | 5 | +$50 | |
| 9 | $2,247 | 7.125% | — | 1 | +$93 | |
| 10 | $2,260 | 6.750% | — | 1 | +$106 | |
| 11 | $2,262 | 6.625% | — | 7 | +$108 | |
| 12 | $2,279 | 6.500% | — | 3 | +$125 | |
| 13 | $2,300 | 7.438% | — | 4 | +$146 | |
| 14 | $2,332 | 7.312% | — | 2 | +$178 | |
| 15 | $2,367 | 6.875% | — | 1 | +$213 | |
| 16 | $2,445 | 6.625% | — | 2 | +$291 | |
| 17 | $2,448 | 6.250% | — | 1 | +$294 | |
| 18 | $2,658 | 7.188% | — | 2 | +$504 | |
| 19 | $3,100 | 6.250% | — | 2 | +$946 | |
| 20 | $3,753 | 7.250% | — | 1 | +$1,599 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.