Purchase Originations
9,230
Ranked #43 nationally
Median Total Costs
$8,366
+25.2% vs national ($6,680)
↓ $371 vs prior year
Median Rate
6.625%
+2.1% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$2,826
Median Lender Credits
$224
Cost Rank (500+ vol.)
#465
among lenders with 500+ originations
Denial Rate
2.6%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 5,124 | 6.750% | $6,707 | $2,919 |
| fha | 2,591 | 6.625% | $13,158 | $3,878 |
| va | 1,435 | 6.375% | $7,585 | $243 |
| usda | 80 | 6.495% | $7,736 | $2,405 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Virginia | 1,984 | 6.500% | $9,043 | #11 |
| New Jersey | 1,357 | 6.750% | $8,290 | #9 |
| Connecticut | 657 | 6.625% | $7,337 | #6 |
| Florida | 637 | 6.625% | $10,741 | #73 |
| New York | 612 | 6.625% | $7,083 | #37 |
| Massachusetts | 570 | 6.625% | $9,191 | #18 |
| Ohio | 427 | 6.875% | $7,060 | #64 |
| Indiana | 373 | 6.750% | $5,433 | #48 |
| Pennsylvania | 298 | 6.625% | $8,270 | #75 |
| Rhode Island | 286 | 6.625% | $10,114 | #7 |
| Texas | 235 | 6.625% | $9,896 | #183 |
| Minnesota | 231 | 6.875% | $6,071 | #55 |
| Maryland | 208 | 6.500% | $11,392 | #62 |
| New Hampshire | 183 | 6.625% | $5,868 | #16 |
| Delaware | 146 | 6.500% | $9,453 | #21 |
| South Carolina | 139 | 6.625% | $8,840 | #100 |
| Georgia | 135 | 6.500% | $10,670 | #122 |
| North Carolina | 122 | 6.500% | $10,489 | #138 |
| South Dakota | 103 | 6.375% | $7,659 | #22 |
| Tennessee | 89 | 6.500% | $9,991 | #139 |
| Maine | 59 | 6.500% | $4,946 | #38 |
| Arizona | 57 | 6.490% | $12,280 | #131 |
| Oklahoma | 54 | 6.625% | $8,368 | #92 |
| Kentucky | 50 | 6.812% | $6,399 | #114 |
| Idaho | 38 | 6.500% | $10,290 | — |
| North Dakota | 30 | 6.625% | $8,598 | — |
| Wisconsin | 22 | 6.933% | $5,576 | — |
| Alaska | 19 | 6.250% | $11,348 | — |
| Illinois | 19 | 6.625% | $15,314 | — |
| Montana | 18 | 6.562% | $7,360 | — |
| California | 12 | 6.375% | $13,866 | — |
| Michigan | 8 | 6.933% | $5,799 | — |
| Vermont | 8 | 6.745% | $9,431 | — |
| Washington | 6 | 6.312% | $10,336 | — |
| West Virginia | 6 | 6.375% | $9,402 | — |
| Alabama | 4 | 6.250% | $8,304 | — |
| District of Columbia | 4 | 6.875% | $6,683 | — |
| Wyoming | 4 | 6.562% | $7,667 | — |
| Arkansas | 3 | 6.750% | $10,237 | — |
| Colorado | 3 | 6.125% | $10,810 | — |
| Mississippi | 3 | 6.625% | $4,632 | — |
| Utah | 3 | 6.250% | $14,431 | — |
| Iowa | 2 | 6.438% | $7,927 | — |
| Louisiana | 2 | 6.120% | $11,799 | — |
| Nebraska | 2 | 6.188% | $6,494 | — |
| Oregon | 2 | 6.308% | $10,164 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,283 | 6.750% | — | 153 | −$2,083 | |
| 2 | $6,681 | 6.875% | — | 146 | −$1,685 | |
| 3 | $6,976 | 6.625% | — | 247 | −$1,390 | |
| 4 | $7,184 | 6.625% | — | 105 | −$1,182 | |
| 5 | $7,283 | 6.500% | — | 240 | −$1,083 | |
| 6 | $7,300 | 6.750% | — | 109 | −$1,066 | |
| 7 | $7,438 | 6.750% | — | 130 | −$928 | |
| 8 | $7,497 | 6.625% | — | 157 | −$869 | |
| 9 | $7,689 | 6.750% | — | 212 | −$677 | |
| 10 | $8,233 | 6.625% | — | 143 | −$133 | |
| 11 | $8,336 | 6.625% | — | 114 | −$30 | |
| 12 | $8,344 | 6.625% | — | 247 | −$22 | |
| 13 | $8,448 | 6.500% | — | 141 | +$82 | |
| 14 | $9,037 | 6.500% | — | 175 | +$671 | |
| 15 | $9,065 | 6.500% | — | 211 | +$699 | |
| 16 | $9,264 | 6.500% | — | 359 | +$898 | |
| 17 | $9,437 | 6.500% | — | 309 | +$1,071 | |
| 18 | $9,577 | 6.500% | — | 142 | +$1,211 | |
| 19 | $12,272 | 6.625% | — | 147 | +$3,906 | |
| 20 | $13,054 | 6.562% | — | 106 | +$4,688 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | American Neighborhood Mortgage Acceptance Company LLC | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $335,000 | $335,000 | +$0 (+0.0%) |
| Median total closing costs | $8,366 | $7,127 | +$1,239 (+17.4%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.