First Federal Savings Bank closing costs and rates (2024)
In 2024, First Federal Savings Bank originated 432 purchase mortgages at a median interest rate of 7.00% and median total closing costs of $3,048. That is $3,693 below the national median of $6,741. First Federal Savings Bank is most active in Indiana with 411 originations there.
Purchase Originations
432
Median Total Costs
$3,048
−54.8% vs national ($6,741)
Median Rate
7.000%
+5.7% vs national (6.620%)
Median Origination
$1,750
Median Lender Credits
$1,250
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 432 | 7.000% | $3,048 | $1,750 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,430 | 7.000% | — | 3 | −$618 | |
| 2 | $2,479 | 7.125% | — | 2 | −$569 | |
| 3 | $2,480 | 7.125% | — | 72 | −$568 | |
| 4 | $2,530 | 7.500% | — | 7 | −$518 | |
| 5 | $2,698 | 7.000% | — | 40 | −$350 | |
| 6 | $2,805 | 6.625% | — | 3 | −$243 | |
| 7 | $2,878 | 7.000% | — | 3 | −$170 | |
| 8 | $2,940 | 7.125% | — | 8 | −$108 | |
| 9 | $2,990 | 7.000% | — | 67 | −$58 | |
| 10 | $3,076 | 7.000% | — | 87 | +$28 | |
| 11 | $3,130 | 7.125% | — | 3 | +$82 | |
| 12 | $3,200 | 7.125% | — | 3 | +$152 | |
| 13 | $3,230 | 7.125% | — | 5 | +$182 | |
| 14 | $3,248 | 7.000% | — | 73 | +$200 | |
| 15 | $3,404 | 7.062% | — | 4 | +$356 | |
| 16 | $3,502 | 6.812% | — | 2 | +$454 | |
| 17 | $3,907 | 7.000% | — | 11 | +$859 | |
| 18 | $4,450 | 7.188% | — | 4 | +$1,402 | |
| 19 | $4,507 | 6.750% | — | 6 | +$1,459 | |
| 20 | $6,392 | 7.000% | — | 12 | +$3,344 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.