Lowest closing cost mortgage lenders in Lawrence County County, Indiana
In Lawrence County, Indiana, homebuyers paid a median of $3,876 in closing costs in 2024 — below the Indiana median of $3,958. The county saw 452 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, RUOFF MORTGAGE COMPANY, INC. offered the lowest median costs at $1,362, which is $1,456 less than the county median.
Homebuyers in Lawrence County County who chose RUOFF MORTGAGE COMPANY, INC. paid $2,514 less in closing costs than the county median.
County Median Costs
$3,876
−2.1% vs Indiana ($3,958)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,480
Purchase Originations
452
vs Indiana Median
2.1% below
$-82
vs National Median
42.5% below
$-2,865
Lender rankings in Lawrence County County
9 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,362 | 6.625% | $0 | 28 | −$1,456 | |
| 2 | $1,628 | 6.438% | $430 | 14 | −$1,191 | |
| 3 | $1,980 | 6.500% | $770 | 10 | −$840 | |
| 4 | $2,243 | 7.000% | $995 | 19 | −$576 | |
| 5 | $3,086 | 7.000% | $1,532 | 27 | +$267 | |
| 6 | $3,633 | 6.500% | $2,367 | 11 | +$814 | |
| 7 | $4,985 | 6.625% | $1,820 | 11 | +$2,166 |
Includes lenders with 10+ purchase originations in Lawrence County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Indiana → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.