Homebuyers in St. Joseph County County who chose Centier Bank paid $2,653 less in closing costs than the county median.
County Median Costs
$3,687
−5.5% vs Indiana ($3,902)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,593
Purchase Originations
2,436
Denial Rate
7.5%
vs Indiana avg (7.8%)
vs Indiana Median
5.5% below
$-215
vs National Median
44.8% below
$-2,993
25 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,034 | 7.125% | $0 | 28 | −$2,195 | |
| 2 | $1,717 | 6.500% | $750 | 22 | −$1,512 | |
| 3 | $2,103 | 6.490% | $575 | 76 | −$1,126 | |
| 4 | $2,297 | 6.812% | $825 | 10 | −$932 | |
| 5 | $2,650 | 6.688% | $845 | 134 | −$579 | |
| 6 | $2,682 | 6.875% | $1,275 | 51 | −$547 | |
| 7 | $2,902 | 6.500% | $975 | 41 | −$327 | |
| 8 | $2,938 | 6.500% | $1,130 | 135 | −$291 | |
| 9 | $2,985 | 6.875% | $1,370 | 248 | −$244 | |
| 10 | $3,170 | 6.250% | $1,619 | 17 | −$59 | |
| 11 | $3,212 | 6.625% | $1,100 | 15 | −$17 | |
| 12 | $3,233 | 6.875% | $1,750 | 87 | +$4 | |
| 13 | $3,279 | 6.312% | $1,548 | 10 | +$50 | |
| 14 | $3,284 | 6.625% | $1,973 | 17 | +$55 | |
| 15 | $3,297 | 6.875% | $1,579 | 31 | +$68 | |
| 16 | $3,372 | 6.495% | $1,402 | 14 | +$143 | |
| 17 | $3,447 | 6.625% | $1,595 | 26 | +$218 | |
| 18 | $3,549 | 6.625% | $2,015 | 226 | +$320 | |
| 19 | $3,654 | 6.625% | $1,849 | 108 | +$425 | |
| 20 | $3,938 | 6.990% | $2,414 | 68 | +$709 | |
| 21 | $4,450 | 6.750% | $3,164 | 59 | +$1,221 | |
| 22 | $5,321 | 6.875% | $3,372 | 46 | +$2,092 | |
| 23 | $5,595 | 6.500% | $4,097 | 85 | +$2,366 | |
| 24 | $7,471 | 6.933% | $5,548 | 10 | +$4,242 |
Includes lenders with 10+ purchase originations in St. Joseph County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Indiana → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.