Centier Bank closing costs and rates (2024)
In 2024, Centier Bank originated 550 purchase mortgages at a median interest rate of 7.00% and median total closing costs of $2,709. That ranks #601 nationally by origination volume. For total closing costs among lenders with 500+ originations, Centier Bank ranks #33. That is $4,032 below the national median of $6,741. Centier Bank is most active in Indiana with 539 originations there.
Purchase Originations
550
Ranked #601 nationally
Median Total Costs
$2,709
−59.8% vs national ($6,741)
Median Rate
7.000%
+5.7% vs national (6.620%)
Median Origination
$920
Median Lender Credits
$500
Cost Rank (500+ vol.)
#33
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 506 | 7.000% | $2,624 | $920 |
| fha | 37 | 6.500% | $6,222 | $920 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $853 | 6.875% | — | 3 | −$1,856 | |
| 2 | $998 | 7.125% | — | 22 | −$1,711 | |
| 3 | $1,238 | 6.875% | — | 7 | −$1,471 | |
| 4 | $1,357 | 7.500% | — | 20 | −$1,352 | |
| 5 | $1,503 | 7.312% | — | 8 | −$1,206 | |
| 6 | $1,725 | 7.062% | — | 4 | −$984 | |
| 7 | $1,838 | 6.875% | — | 4 | −$871 | |
| 8 | $2,214 | 7.000% | — | 4 | −$495 | |
| 9 | $2,253 | 7.250% | — | 43 | −$456 | |
| 10 | $2,341 | 7.125% | — | 7 | −$368 | |
| 11 | $2,446 | 7.125% | — | 18 | −$263 | |
| 12 | $2,560 | 6.938% | — | 8 | −$149 | |
| 13 | $2,605 | 7.250% | — | 5 | −$104 | |
| 14 | $2,685 | 7.000% | — | 143 | −$24 | |
| 15 | $2,729 | 6.875% | — | 7 | +$20 | |
| 16 | $2,848 | 7.000% | — | 44 | +$139 | |
| 17 | $2,892 | 6.875% | — | 40 | +$183 | |
| 18 | $3,035 | 7.000% | — | 95 | +$326 | |
| 19 | $5,972 | 6.875% | — | 19 | +$3,263 | |
| 20 | $6,808 | 6.938% | — | 8 | +$4,099 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.