Lowest closing cost mortgage lenders in Henry County County, Indiana
In Henry County, Indiana, homebuyers paid a median of $3,731 in closing costs in 2024 — below the Indiana median of $3,958. The county saw 494 purchase mortgages at a median rate of 6.88%. Among lenders with 10+ originations, RUOFF MORTGAGE COMPANY, INC. offered the lowest median costs at $1,536, which is $1,489 less than the county median.
Homebuyers in Henry County County who chose RUOFF MORTGAGE COMPANY, INC. paid $2,195 less in closing costs than the county median.
County Median Costs
$3,731
−5.7% vs Indiana ($3,958)
Median Rate
6.880%
+3.9% vs national (6.620%)
Median Origination
$1,580
Purchase Originations
494
vs Indiana Median
5.7% below
$-227
vs National Median
44.6% below
$-3,010
Lender rankings in Henry County County
7 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,536 | 6.875% | $0 | 68 | −$1,489 | |
| 2 | $2,658 | 6.875% | $1,200 | 27 | −$367 | |
| 3 | $3,720 | 6.990% | $1,970 | 13 | +$695 | |
| 4 | $3,867 | 6.990% | $2,110 | 17 | +$842 | |
| 5 | $3,967 | 6.990% | $2,397 | 17 | +$942 | |
| 6 | $4,184 | 6.990% | $2,569 | 16 | +$1,159 |
Includes lenders with 10+ purchase originations in Henry County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Indiana → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.