FORUM closing costs and rates (2024)
In 2024, FORUM originated 129 purchase mortgages at a median interest rate of 6.25% and median total closing costs of $3,904. That is $2,837 below the national median of $6,741. FORUM is most active in Indiana with 129 originations there.
Purchase Originations
129
Median Total Costs
$3,904
−42.1% vs national ($6,741)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$695
Median Lender Credits
$325
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 119 | 6.250% | $3,604 | $695 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Indiana | 129 | 6.250% | $3,904 | #108 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,260 | 7.125% | — | 1 | −$1,644 | |
| 2 | $2,277 | 6.500% | — | 1 | −$1,627 | |
| 3 | $2,304 | 6.500% | — | 1 | −$1,600 | |
| 4 | $2,566 | 6.312% | — | 42 | −$1,338 | |
| 5 | $3,376 | 6.875% | — | 5 | −$528 | |
| 6 | $3,684 | 6.250% | — | 23 | −$220 | |
| 7 | $4,436 | 6.750% | — | 3 | +$532 | |
| 8 | $4,477 | 6.750% | — | 1 | +$573 | |
| 9 | $4,546 | 6.250% | — | 1 | +$642 | |
| 10 | $4,588 | 6.125% | — | 10 | +$684 | |
| 11 | $4,664 | 6.250% | — | 8 | +$760 | |
| 12 | $4,668 | 6.250% | — | 9 | +$764 | |
| 13 | $4,793 | 6.500% | — | 2 | +$889 | |
| 14 | $4,876 | 6.750% | — | 1 | +$972 | |
| 15 | $5,136 | 6.250% | — | 7 | +$1,232 | |
| 16 | $5,715 | 6.562% | — | 2 | +$1,811 | |
| 17 | $5,858 | 5.875% | — | 1 | +$1,954 | |
| 18 | $5,890 | 6.000% | — | 7 | +$1,986 | |
| 19 | $9,200 | 5.938% | — | 2 | +$5,296 | |
| 20 | $23,541 | 4.750% | — | 1 | +$19,637 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.