Purchase Originations
297
Median Total Costs
$2,024
−69.7% vs national ($6,680)
↓ $1,880 vs prior year
Median Rate
6.500%
+0.1% vs national (6.490%)
↑ 0.250% vs prior year
Median Origination
$0
Median Lender Credits
$525
Denial Rate
5.1%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 276 | 6.500% | $1,973 | $0 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Indiana | 297 | 6.500% | $2,024 | #57 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,219 | 6.250% | — | 2 | −$805 | |
| 2 | $1,601 | 6.438% | — | 6 | −$423 | |
| 3 | $1,840 | 6.500% | — | 101 | −$184 | |
| 4 | $1,893 | 6.250% | — | 2 | −$131 | |
| 5 | $1,894 | 6.250% | — | 3 | −$130 | |
| 6 | $2,002 | 6.062% | — | 10 | −$22 | |
| 7 | $2,043 | 6.438% | — | 6 | +$19 | |
| 8 | $2,044 | 6.500% | — | 50 | +$20 | |
| 9 | $2,126 | 6.375% | — | 13 | +$102 | |
| 10 | $2,155 | 6.438% | — | 20 | +$131 | |
| 11 | $2,200 | 6.625% | — | 14 | +$176 | |
| 12 | $2,911 | 6.125% | — | 5 | +$887 | |
| 13 | $3,191 | 6.500% | — | 28 | +$1,167 | |
| 14 | $3,261 | 6.625% | — | 2 | +$1,237 | |
| 15 | $3,780 | 6.500% | — | 12 | +$1,756 | |
| 16 | $4,581 | 6.625% | — | 5 | +$2,557 | |
| 17 | $5,138 | 6.375% | — | 2 | +$3,114 | |
| 18 | $5,688 | 6.188% | — | 2 | +$3,664 | |
| 19 | $7,574 | 5.875% | — | 2 | +$5,550 | |
| 20 | $9,868 | 6.000% | — | 2 | +$7,844 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Forum | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $265,000 | $335,000 | −$70,000 (−20.9%) |
| Median total closing costs | $2,024 | $7,127 | −$5,103 (−71.6%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.