What are the average closing costs in Gibson County County?

In Gibson County County, the median total loan costs on purchase mortgages were $3,922 in 2024, based on 308 originations.

Which lender has the lowest closing costs in Gibson County County?

Among lenders with 10+ originations in Gibson County County, Heritage Federal Credit Union had the lowest median total closing costs at $2,285 in 2024.

How do closing costs in Gibson County County compare to Indiana?

Gibson County County closing costs (median $3,922) are 0.9% below the Indiana state median of $3,958.

Lowest closing cost mortgage lenders in Gibson County County, Indiana

In Gibson County, Indiana, homebuyers paid a median of $3,922 in closing costs in 2024 — near the Indiana median of $3,958. The county saw 308 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Heritage Federal Credit Union offered the lowest median costs at $2,285, which is $645 less than the county median.

Homebuyers in Gibson County County who chose Heritage Federal Credit Union paid $1,637 less in closing costs than the county median.

County Median Costs

$3,922

−0.9% vs Indiana ($3,958)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$1,268

Purchase Originations

308

vs Indiana Median

0.9% below

$-36

vs National Median

41.8% below

$-2,819

Lender rankings in Gibson County County

6 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	Heritage Federal Credit Union	$2,285	7.000%	$649	11	−$645
2	Liberty Credit Union	$2,625	6.750%	$849	44	−$305
3	German American Bank	$2,699	6.500%	$995	13	−$231
4	MORTGAGE MASTERS OF INDIANA, INC.	$3,074	6.875%	$1,595	19	+$144
5	UNITED WHOLESALE MORTGAGE, LLC	$4,309	7.400%	$2,630	11	+$1,379
6	ROCKET MORTGAGE, LLC	$4,562	6.875%	$3,484	11	+$1,632

Includes lenders with 10+ purchase originations in Gibson County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Indiana → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.