Purchase Originations
841
Ranked #432 nationally
Median Total Costs
$4,553
−31.8% vs national ($6,680)
↑ $703 vs prior year
Median Rate
6.500%
+0.1% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$1,595
Median Lender Credits
$198
Cost Rank (500+ vol.)
#152
among lenders with 500+ originations
Denial Rate
2.7%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 401 | 6.625% | $3,420 | $1,595 |
| fha | 288 | 6.500% | $7,380 | $1,595 |
| usda | 93 | 6.500% | $5,541 | $1,595 |
| va | 59 | 6.500% | $3,673 | $0 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,530 | 6.875% | — | 2 | −$1,023 | |
| 2 | $3,563 | 6.562% | — | 6 | −$990 | |
| 3 | $3,664 | 6.125% | — | 3 | −$889 | |
| 4 | $3,747 | 6.312% | — | 2 | −$806 | |
| 5 | $3,773 | 6.500% | — | 156 | −$780 | |
| 6 | $3,876 | 6.500% | — | 399 | −$677 | |
| 7 | $4,023 | 6.438% | — | 14 | −$530 | |
| 8 | $4,275 | 6.808% | — | 4 | −$278 | |
| 9 | $4,345 | 6.375% | — | 3 | −$208 | |
| 10 | $4,865 | 6.625% | — | 11 | +$312 | |
| 11 | $5,017 | 6.500% | — | 45 | +$464 | |
| 12 | $5,155 | 6.500% | — | 27 | +$602 | |
| 13 | $5,178 | 6.812% | — | 8 | +$625 | |
| 14 | $5,385 | 6.500% | — | 42 | +$832 | |
| 15 | $5,455 | 6.625% | — | 4 | +$902 | |
| 16 | $5,621 | 6.500% | — | 50 | +$1,068 | |
| 17 | $5,901 | 6.375% | — | 5 | +$1,348 | |
| 18 | $6,194 | 6.625% | — | 6 | +$1,641 | |
| 19 | $6,210 | 6.500% | — | 21 | +$1,657 | |
| 20 | $6,946 | 6.625% | — | 15 | +$2,393 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Mortgage Masters OF Indiana, Inc. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $195,000 | $335,000 | −$140,000 (−41.8%) |
| Median total closing costs | $4,553 | $7,127 | −$2,574 (−36.1%) |
Other high-volume lenders side-by-side.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.