Lowest closing cost mortgage lenders in Vanderburgh County County, Indiana
In Vanderburgh County, Indiana, homebuyers paid a median of $3,206 in closing costs in 2024 — below the Indiana median of $3,958. The county saw 1,743 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, UNITED WHOLESALE MORTGAGE, LLC offered the lowest median costs at $1,085, which is $2,623 less than the county median.
Homebuyers in Vanderburgh County County who chose UNITED WHOLESALE MORTGAGE, LLC paid $2,121 less in closing costs than the county median.
County Median Costs
$3,206
−19.0% vs Indiana ($3,958)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,175
Purchase Originations
1,743
vs Indiana Median
19.0% below
$-752
vs National Median
52.4% below
$-3,535
Lender rankings in Vanderburgh County County
22 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,666 | 6.870% | $530 | 12 | −$1,202 | |
| 2 | $2,224 | 6.500% | $530 | 17 | −$644 | |
| 3 | $2,500 | 7.000% | $875 | 52 | −$368 | |
| 4 | $2,512 | 6.750% | $649 | 89 | −$356 | |
| 5 | $2,615 | 6.750% | $995 | 33 | −$253 | |
| 6 | $2,653 | 6.625% | $849 | 270 | −$215 | |
| 7 | $2,697 | 6.625% | $1,295 | 30 | −$171 | |
| 8 | $2,774 | 6.500% | $900 | 76 | −$94 | |
| 9 | $2,790 | 6.375% | $995 | 36 | −$78 | |
| 10 | $3,089 | 6.125% | $1,395 | 11 | +$221 | |
| 11 | $3,164 | 6.625% | $1,595 | 222 | +$296 | |
| 12 | $3,168 | 6.625% | $1,508 | 17 | +$300 | |
| 13 | $3,186 | 6.500% | $1,801 | 11 | +$318 | |
| 14 | $3,577 | 6.875% | $1,690 | 17 | +$709 | |
| 15 | $3,582 | 6.625% | $1,540 | 10 | +$714 | |
| 16 | $3,917 | 6.875% | $2,645 | 31 | +$1,049 | |
| 17 | $4,014 | 6.995% | $2,221 | 12 | +$1,146 | |
| 18 | $4,478 | 6.998% | $2,857 | 34 | +$1,610 |
Includes lenders with 10+ purchase originations in Vanderburgh County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Indiana → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.