PLAZA HOME MORTGAGE, INC. closing costs and rates (2024)
In 2024, PLAZA HOME MORTGAGE, INC. originated 9,340 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $8,826. That ranks #49 nationally by origination volume. For total closing costs among lenders with 500+ originations, PLAZA HOME MORTGAGE, INC. ranks #494. That is $2,085 above the national median of $6,741. PLAZA HOME MORTGAGE, INC. is most active in New York with 1,271 originations there.
Purchase Originations
9,340
Ranked #49 nationally
Median Total Costs
$8,826
+30.9% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$3,751
Median Lender Credits
$1,280
Cost Rank (500+ vol.)
#494
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 5,281 | 6.625% | $7,270 | $3,925 |
| fha | 3,018 | 6.750% | $11,834 | $3,822 |
| va | 822 | 6.250% | $8,814 | $2,616 |
| usda | 219 | 6.500% | $7,257 | $3,039 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New York | 1,271 | 6.625% | $10,079 | #18 |
| Texas | 1,088 | 6.500% | $10,460 | #63 |
| Pennsylvania | 739 | 6.625% | $8,261 | #30 |
| Florida | 655 | 6.750% | $11,944 | #71 |
| California | 534 | 6.750% | $12,335 | #69 |
| Minnesota | 507 | 6.500% | $6,222 | #26 |
| Illinois | 340 | 6.875% | $6,449 | #64 |
| Michigan | 307 | 6.990% | $4,965 | #60 |
| North Carolina | 301 | 6.625% | $7,377 | #76 |
| Indiana | 289 | 6.875% | $4,633 | #61 |
| Connecticut | 284 | 6.625% | $8,835 | #20 |
| Oregon | 277 | 6.625% | $10,285 | #35 |
| New Jersey | 265 | 6.875% | $12,326 | #54 |
| Arizona | 217 | 6.625% | $10,204 | #65 |
| Georgia | 211 | 6.750% | $8,942 | #94 |
| Missouri | 175 | 6.875% | $4,945 | #61 |
| South Carolina | 165 | 6.750% | $8,584 | #87 |
| Colorado | 154 | 6.500% | $7,845 | #86 |
| Maryland | 145 | 6.500% | $9,870 | #83 |
| Ohio | 131 | 6.625% | $5,952 | #117 |
| Utah | 113 | 6.500% | $9,189 | #52 |
| Iowa | 103 | 6.625% | $4,977 | #60 |
| New Mexico | 85 | 6.625% | $8,755 | #43 |
| Virginia | 82 | 6.625% | $10,743 | #141 |
| Washington | 81 | 6.500% | $11,166 | #115 |
| Massachusetts | 79 | 6.625% | $12,164 | #105 |
| Louisiana | 74 | 7.250% | $8,493 | #62 |
| Hawaii | 73 | 6.625% | $11,085 | #22 |
| Kentucky | 70 | 6.625% | $6,448 | #101 |
| Tennessee | 69 | 6.625% | $9,623 | #153 |
| Oklahoma | 67 | 6.625% | $7,722 | #89 |
| Alabama | 66 | 7.188% | $6,869 | #116 |
| Nevada | 50 | 7.188% | $10,459 | #98 |
| Wisconsin | 37 | 6.990% | $5,547 | — |
| Kansas | 33 | 6.625% | $5,155 | — |
| Idaho | 24 | 7.062% | $11,737 | — |
| Alaska | 23 | 5.875% | $10,838 | — |
| Mississippi | 23 | 6.625% | $7,019 | — |
| Delaware | 21 | 6.625% | $9,963 | — |
| West Virginia | 21 | 7.125% | $9,825 | — |
| Wyoming | 16 | 6.750% | $7,503 | — |
| New Hampshire | 10 | 6.125% | $7,504 | — |
| Rhode Island | 10 | 6.875% | $10,860 | — |
| Arkansas | 9 | 6.750% | $6,749 | — |
| Nebraska | 9 | 6.625% | $6,545 | — |
| Maine | 8 | 7.058% | $5,477 | — |
| Montana | 8 | 6.562% | $10,366 | — |
| District of Columbia | 7 | 6.875% | $11,307 | — |
| North Dakota | 5 | 6.500% | $5,005 | — |
| Vermont | 5 | 6.490% | $4,817 | — |
| South Dakota | 4 | 6.938% | $8,145 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,504 | 6.750% | — | 71 | −$4,322 | |
| 2 | $4,619 | 6.990% | — | 80 | −$4,207 | |
| 3 | $6,894 | 7.000% | — | 117 | −$1,932 | |
| 4 | $6,899 | 6.625% | — | 97 | −$1,927 | |
| 5 | $7,204 | 6.500% | — | 81 | −$1,622 | |
| 6 | $7,791 | 6.500% | — | 186 | −$1,035 | |
| 7 | $7,950 | 6.625% | — | 87 | −$876 | |
| 8 | $8,025 | 6.750% | — | 76 | −$801 | |
| 9 | $8,247 | 6.490% | — | 74 | −$579 | |
| 10 | $8,776 | 6.500% | — | 114 | −$50 | |
| 11 | $9,343 | 6.625% | — | 83 | +$517 | |
| 12 | $9,561 | 6.500% | — | 72 | +$735 | |
| 13 | $10,483 | 6.500% | — | 261 | +$1,657 | |
| 14 | $10,910 | 6.250% | — | 90 | +$2,084 | |
| 15 | $12,489 | 6.495% | — | 138 | +$3,663 | |
| 16 | $13,884 | 6.750% | — | 83 | +$5,058 | |
| 17 | $13,920 | 6.875% | — | 89 | +$5,094 | |
| 18 | $15,000 | 6.990% | — | 78 | +$6,174 | |
| 19 | $16,464 | 6.625% | — | 123 | +$7,638 | |
| 20 | $17,114 | 6.625% | — | 132 | +$8,288 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.