What are the average closing costs in Steuben County County?

In Steuben County County, the median total loan costs on purchase mortgages were $3,584 in 2024, based on 315 originations.

Which lender has the lowest closing costs in Steuben County County?

Among lenders with 10+ originations in Steuben County County, MORTGAGE RESEARCH CENTER, LLC had the lowest median total closing costs at $1,213 in 2024.

How do closing costs in Steuben County County compare to Indiana?

Steuben County County closing costs (median $3,584) are 9.4% below the Indiana state median of $3,958.

Lowest closing cost mortgage lenders in Steuben County County, Indiana

In Steuben County, Indiana, homebuyers paid a median of $3,584 in closing costs in 2024 — below the Indiana median of $3,958. The county saw 315 purchase mortgages at a median rate of 6.79%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $1,213, which is $1,000 less than the county median.

Homebuyers in Steuben County County who chose MORTGAGE RESEARCH CENTER, LLC paid $2,371 less in closing costs than the county median.

County Median Costs

$3,584

−9.4% vs Indiana ($3,958)

Median Rate

6.790%

+2.6% vs national (6.620%)

Median Origination

$1,523

Purchase Originations

315

vs Indiana Median

9.4% below

$-374

vs National Median

46.8% below

$-3,157

Lender rankings in Steuben County County

8 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	ZIPPY LOANS, LLC	$1,842	10.945%	$1,005	12	−$1,244
2	PROFED CREDIT UNION	$2,505	5.750%	$950	13	−$581
3	RUOFF MORTGAGE COMPANY, INC.	$2,993	6.625%	$1,835	35	−$93
4	HALLMARK HOME MORTGAGE, LLC	$3,040	7.375%	$1,415	22	−$46
5	Three Rivers Federal Credit Union	$3,428	7.000%	$1,054	14	+$342
6	ROCKET MORTGAGE, LLC	$3,790	6.990%	$2,035	11	+$704
7	GVC MORTGAGE, INC.	$4,554	6.975%	$3,117	29	+$1,468

Includes lenders with 10+ purchase originations in Steuben County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Indiana → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.