Homebuyers in Wayne County County who chose MORTGAGE RESEARCH CENTER, LLC paid $1,807 less in closing costs than the county median.
County Median Costs
$3,512
−10.0% vs Indiana ($3,902)
Median Rate
6.750%
+4.0% vs national (6.490%)
Median Origination
$1,435
Purchase Originations
524
Denial Rate
8.5%
vs Indiana avg (7.8%)
vs Indiana Median
10.0% below
$-390
vs National Median
47.4% below
$-3,168
10 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,722 | 6.990% | $1 | 33 | −$1,288 | |
| 2 | $2,728 | 6.625% | $1,154 | 39 | −$282 | |
| 3 | $2,823 | 6.750% | $1,217 | 88 | −$187 | |
| 4 | $2,840 | 6.620% | $1,256 | 10 | −$170 | |
| 5 | $2,948 | 6.750% | $1,343 | 10 | −$62 | |
| 6 | $3,797 | 6.750% | $1,941 | 13 | +$787 | |
| 7 | $3,892 | 6.625% | $2,556 | 12 | +$882 | |
| 8 | $4,294 | 6.750% | $2,325 | 19 | +$1,284 |
Includes lenders with 10+ purchase originations in Wayne County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Indiana → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.