First Farmers Bank & Trust Co. closing costs and rates (2024)
In 2024, First Farmers Bank & Trust Co. originated 237 purchase mortgages at a median interest rate of 7.00% and median total closing costs of $2,378. That is $4,363 below the national median of $6,741. First Farmers Bank & Trust Co. is most active in Indiana with 216 originations there.
Purchase Originations
237
Median Total Costs
$2,378
−64.7% vs national ($6,741)
Median Rate
7.000%
+5.7% vs national (6.620%)
Median Origination
$933
Median Lender Credits
$300
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 237 | 7.000% | $2,378 | $933 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Indiana | 216 | 7.000% | $2,368 | #79 |
| Illinois | 20 | 6.875% | $2,410 | — |
| California | 1 | 7.500% | $18,098 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,804 | 7.000% | — | 5 | −$574 | |
| 2 | $1,987 | 7.000% | — | 10 | −$391 | |
| 3 | $2,080 | 7.125% | — | 3 | −$298 | |
| 4 | $2,112 | 6.562% | — | 4 | −$266 | |
| 5 | $2,115 | 7.000% | — | 3 | −$263 | |
| 6 | $2,168 | 7.000% | — | 20 | −$210 | |
| 7 | $2,179 | 7.500% | — | 4 | −$199 | |
| 8 | $2,245 | 6.875% | — | 3 | −$133 | |
| 9 | $2,261 | 7.000% | — | 3 | −$117 | |
| 10 | $2,293 | 7.250% | — | 16 | −$85 | |
| 11 | $2,300 | 7.000% | — | 3 | −$78 | |
| 12 | $2,354 | 7.125% | — | 15 | −$24 | |
| 13 | $2,388 | 7.125% | — | 11 | +$10 | |
| 14 | $2,454 | 6.812% | — | 12 | +$76 | |
| 15 | $2,458 | 7.625% | — | 9 | +$80 | |
| 16 | $2,458 | 7.375% | — | 4 | +$80 | |
| 17 | $2,521 | 6.625% | — | 45 | +$143 | |
| 18 | $2,555 | 7.188% | — | 12 | +$177 | |
| 19 | $2,638 | 7.688% | — | 4 | +$260 | |
| 20 | $2,856 | 7.000% | — | 13 | +$478 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.