What are the average closing costs in Whitley County County?

In Whitley County County, the median total loan costs on purchase mortgages were $3,234 in 2024, based on 382 originations.

Which lender has the lowest closing costs in Whitley County County?

Among lenders with 10+ originations in Whitley County County, Union Savings Bank had the lowest median total closing costs at $2,150 in 2024.

How do closing costs in Whitley County County compare to Indiana?

Whitley County County closing costs (median $3,234) are 18.3% below the Indiana state median of $3,958.

Lowest closing cost mortgage lenders in Whitley County County, Indiana

In Whitley County, Indiana, homebuyers paid a median of $3,234 in closing costs in 2024 — below the Indiana median of $3,958. The county saw 382 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, Union Savings Bank offered the lowest median costs at $2,150, which is $814 less than the county median.

Homebuyers in Whitley County County who chose Union Savings Bank paid $1,084 less in closing costs than the county median.

County Median Costs

$3,234

−18.3% vs Indiana ($3,958)

Median Rate

6.750%

+2.0% vs national (6.620%)

Median Origination

$1,574

Purchase Originations

382

vs Indiana Median

18.3% below

$-724

vs National Median

52.0% below

$-3,507

Lender rankings in Whitley County County

7 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	Union Savings Bank	$2,150	6.875%	$500	10	−$814
2	PROFED CREDIT UNION	$2,236	6.000%	$950	14	−$728
3	Three Rivers Federal Credit Union	$2,774	6.625%	$1,054	45	−$190
4	RUOFF MORTGAGE COMPANY, INC.	$3,025	6.625%	$1,609	44	+$61
5	HALLMARK HOME MORTGAGE, LLC	$3,294	7.125%	$1,907	13	+$330
6	GVC MORTGAGE, INC.	$3,997	7.125%	$2,362	21	+$1,033
7	AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC	$4,885	6.933%	$3,524	10	+$1,921

Includes lenders with 10+ purchase originations in Whitley County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Indiana → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.